1ST COMMUNITY CREDIT UNION Charity Report

Public IRS 990 nonprofit record

1ST COMMUNITY CREDIT UNION

EIN 39-6049882

What they do

to FUNCTION AS A MEMBER-OWNED, NOT-FOR-PROFIT FINANCIAL COOPERATIVE.

Before you give

Should I give to this charity?

Easy charity check

We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders14 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$82.34spent for every $100 of revenueRevenue covered expenses this year.

$18.86in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $330,142 for BRAD BAUGES (PRESIDENT/CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$18,065,394

Expenses$14,875,666

Annual surplus $3,189,728 Revenue was higher than expenses for this filing year.

See all reported dollar amounts

Revenue$18,065,394

Expenses$14,875,666

Assets$280,520,478

Accounting fees$74,584

People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

BRAD BAUGESPRESIDENT/CEO · 40 hrs/week $330,142Base $296,146 · Other $33,996

KRISTA WILSONVP OF LENDING · 40 hrs/week $162,573Base $136,813 · Other $25,760

WENDY SWANSONVP OF FINANCE · 40 hrs/week $160,681Base $142,066 · Other $18,615

SANDRA ANDERSONVP HUMAN RESOURCE · 40 hrs/week $152,641Base $133,249 · Other $19,392

DIANA MACKVP OPERATONS · 40 hrs/week $148,414Base $135,071 · Other $13,343

MIKE LORENZVP MEMBER EXPERIENCE · 40 hrs/week $142,228Base $117,673 · Other $24,555

JON COOKVP MARKETING · 40 hrs/week $95,700Base $73,197 · Other $22,503

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (14)

BRAD BAUGESPRESIDENT/CEO

KRISTA WILSONVP OF LENDING

WENDY SWANSONVP OF FINANCE

SANDRA ANDERSONVP HUMAN RESOURCE

DIANA MACKVP OPERATONS

MIKE LORENZVP MEMBER EXPERIENCE

JON COOKVP MARKETING

CLAIRE SWEETDIRECTOR

DOUG BILLINGSVICE CHAIRPERSON

DOUGLAS ALLENDIRECTOR

LINDSAY PRESTONSECRETARY

MIKE ROESKEDIRECTOR

PHIL YAHNKETREASURER

WENDY WHITEHEADCHAIRPERSON

About this charity

Location: 1000 W WISCONSIN STREET PO BOX 167, SPARTA, WI 54656
County: Monroe
In care of: WENDY SWANSON
Primary officer: WENDY SWANSON, VP FINANCE

How to reach them

WebsiteVisit the charity’s website Phone(608) 269-8121 Officer phone(608) 366-2304

Filing and classification

Latest tax year: 2025
Tax period began: January 1, 2025
Return type: 990
Tax preparer: CLIFTONLARSONALLEN LLP