CATHOLIC UNITED FINANCIAL Charity Report

Public IRS 990 nonprofit record

CATHOLIC UNITED FINANCIAL

EIN 41-0182070 · Student Sororities & Fraternities (B83)

What they do

Catholic United Financial Exists As A Not-for-profit Fraternal Benefit Society To: Promote Fraternalism and Charity Among Its Members Through A Local Council System and A Representative Form of Goverment. Provide Its Members With Life Insurance, Annuities and Other Products, Services and Benefits That Will Contribute to The Financial Well-being of Our Members and Their Families. Support The Roman Catholic Church In Extending The Faith, Especially By Commending and Encouraging Catholic Schools and Religious Education. Strive to Be A Good Employer and Contributing Member of Our Community.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $70.50 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders15 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

81.94%of revenue went to mission work70.5% of expenses · Program services

$116.24spent for every $100 of revenueSpending was higher than revenue this year.

34.30%of revenue went to management and office costs29.5% of expenses

$12.12in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $10,973,703 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $468,722 for MICHAEL AHLES (PRESIDENT/CHAIRMAN). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$67,560,323

Mission workProgram services$55,360,22781.94% of revenue70.5% of expenses

ManagementOffice and general costs$23,173,79934.30% of revenue29.5% of expenses

FundraisingAsking for donations0.00% of revenue0.0% of expenses

Total expenses$78,534,026116.24% of revenue

Expenses were greater than revenue, so the colored ring fills the available $100 and the total above 100% is shown below.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2024CurrentExpense mix: 70.5% mission · 29.5% management · 0.0% fundraisingTotal expenses: 116.24% of revenue

2023Expense mix: 66.1% mission · 33.9% management · 0.0% fundraisingTotal expenses: 100.06% of revenue

2022Expense mix: 65.7% mission · 0.0% management · 0.0% fundraisingTotal expenses: 109.32% of revenue

2021Expense mix: 97.9% mission · 2.1% management · 0.0% fundraisingTotal expenses: 99.29% of revenue

2020Expense mix: 82.6% mission · 17.4% management · 0.0% fundraisingTotal expenses: 102.63% of revenue

2019Expense mix: 79.6% mission · 20.4% management · 0.0% fundraisingTotal expenses: 100.77% of revenue

2018Expense mix: 78.6% mission · 21.4% management · 0.0% fundraisingTotal expenses: 99.22% of revenue

2017Expense mix: 100.7% mission · 0.0% management · 0.0% fundraisingTotal expenses: 82.25% of revenue

Money in and money out

Revenue$67,560,323

Expenses$78,534,026

Annual shortfall $10,973,703 Expenses were higher than revenue for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$55,360,227 · 70.5% of expenses

Management and office costs$23,173,799 · 29.5% of expenses

See all reported dollar amounts

Revenue$67,560,323

Expenses$78,534,026

Assets$951,784,215

Income$67,968,323

Mission work (program services)$55,360,227

Grants given$247,101

Average grant$22,464

Management and general$23,173,799

Stocks and bonds$841,214,134

Accounting fees$451,481

Investing fees$656,141

People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

MICHAEL AHLESPRESIDENT/CHAIRMAN · 38 hrs/week $468,722Base $428,603 · Other $40,119

PAUL ZASTROWSR. VP, SECRETARY/TREASURER · 38 hrs/week $403,389Base $365,914 · Other $37,475

JOHN TETZLOFFDIRECTOR OF SALES · 38 hrs/week $261,127Base $230,641 · Other $30,486

GREGORY GALLCENTRAL REGIONAL DIRECTOR · 38 hrs/week $219,565Base $202,901 · Other $16,664

JOHN KOLODZIEJCZYKDIRECTOROF INFORMATION SYSTEMS · 38 hrs/week $202,104Base $170,293 · Other $31,811

GARY MAKIDIRECTOR OF HUMAN RESOURCES · 38 hrs/week $199,398Base $162,034 · Other $37,364

BUTCH BYERSSOUTHWEST REGIONAL DIRECTOR · 38 hrs/week $185,386Base $183,952 · Other $1,434

JACK KERBESHIANDIRECTOR OF PRODUCT · 38 hrs/week $181,709Base $179,979 · Other $1,730

RENEE BRODBOARD MEMBER · 3 hrs/week $18,750

JAMES GIBBONSBOARD MEMBER · 3 hrs/week $17,250

JAMES WENSELBOARD MEMBER · 3 hrs/week $17,250

JASON A ADKINSBOARD MEMBER · 3 hrs/week $17,250

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (15)

MICHAEL AHLESPRESIDENT/CHAIRMAN

PAUL ZASTROWSR. VP, SECRETARY/TREASURER

JOHN TETZLOFFDIRECTOR OF SALES

GREGORY GALLCENTRAL REGIONAL DIRECTOR

JOHN KOLODZIEJCZYKDIRECTOROF INFORMATION SYSTEMS

GARY MAKIDIRECTOR OF HUMAN RESOURCES

BUTCH BYERSSOUTHWEST REGIONAL DIRECTOR

JACK KERBESHIANDIRECTOR OF PRODUCT

RENEE BRODBOARD MEMBER

JAMES GIBBONSBOARD MEMBER

JAMES WENSELBOARD MEMBER

JASON A ADKINSBOARD MEMBER

JEAN HARTBOARD MEMBER

MARTIN SEIFERTBOARD MEMBER

WILLIAM LUCASBOARD MEMBER

About this charity

Recognized since: January 1940
Location: 3499 Lexington Ave N, Arden Hills, MN 55126
County: Ramsey
In care of: Paul Zastrow
Primary officer: Paul Zastrow, VP Secretary/Treasurer

How to reach them

WebsiteVisit the charity’s website Emailinfo@catholicunited.org Phone(651) 490-0170 Officer phone(651) 765-4136

Filing and classification

Latest tax year: 2024
Tax period began: January 1, 2024
Return type: 990
NTEE classification: Student Sororities & Fraternities (B83)
IRS tax category: Student Sororities & Fraternities
Grant-giving organization: Yes