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IOWA HEARTLAND CREDIT UNION

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Public IRS 990 nonprofit record

IOWA HEARTLAND CREDIT UNION

EIN 42-6056983

What they do

THE ORGANIZATION OPERATES for THE PRIMARY PURPOSE of PROMOTING THRIFT, PROVIDING CREDIT AT REASONABLE RATES, and PROVIDING OTHER FINANCIAL SERVICES to ITS MEMBERS.

Before you give

Should I give to this charity?

Easy charity check
Look at where the money went

Of every $100 spent, about $100.00 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders13 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

81.43%of revenue went to mission work100.0% of expenses · Program services
$81.43spent for every $100 of revenueRevenue covered expenses this year.
$23.53in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $124,578 for TIARA SCHREVER (FORMER CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$1,603,103
Mission workProgram services$1,305,42081.43% of revenue100.0% of expenses
ManagementOffice and general costs0.00% of revenue0.0% of expenses
FundraisingAsking for donations0.00% of revenue0.0% of expenses
Revenue left after expensesReported annual surplus$297,68318.57% of revenueShown in gray on the chart
Total expenses$1,305,42081.43% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails
2025CurrentExpense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 81.43% of revenue
2024Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 107.47% of revenue
2023Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 76.91% of revenue
2022Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 88.68% of revenue
2021Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 97.04% of revenue
2020Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 93.82% of revenue
2019Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 88.86% of revenue
2018Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 88.88% of revenue

Money in and money out

Revenue$1,603,103
Expenses$1,305,420
Annual surplus $297,683 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$1,305,420 · 100.0% of expenses
See all reported dollar amounts
Revenue$1,603,103
Expenses$1,305,420
Assets$30,718,836
Mission work (program services)$1,305,420
Accounting fees$31,481
People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
TIARA SCHREVERFORMER CEO · 43 hrs/week $124,578Base $117,500 · Other $7,078
TERANIE HEINZERLINGCURRENT CEO · 43 hrs/week $91,748Base $80,199 · Other $11,549

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (13)

TIARA SCHREVERFORMER CEO

TERANIE HEINZERLINGCURRENT CEO

AARON BEAVERSDIRECTOR

BOB AUSTINDIRECTOR

BRIAN JANSSENSECRETARY

CAROL BOEHLJETREASURER

DARYL JOHNSONDIRECTOR

ERIKA ELBERTDIRECTOR

JENNIFER MOBLEYVICE CHAIRPERSON

LARRY BEHRENDSDIRECTOR

LOGAN BAHLERAUDIT CHAIRPERSON

SAMARA TRENARYDIRECTOR

SCOTT HANDCHAIRPERSON

About this charity

Location
PO BOX 896, MASON CITY, IA 50401
County
Cerro Gordo
In care of
TERANIE HEINZERLING
Primary officer
TERANIE HEINZERLING, CEO

How to reach them

Filing and classification

Latest tax year
2025
Tax period began
January 1, 2025
Return type
990
Tax preparer
GARDINER COMPANY PC

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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