TOGETHER CREDIT UNION Charity Report

Public IRS 990 nonprofit record

TOGETHER CREDIT UNION

EIN 43-0160998

What they do

All Activities Pertain to A State Chartered Credit Union That Provides Deposit and Lending Services to Its Membership Which Approximates 142,000

Before you give

Are they doing good?

Easy charity check

Good signs so far

The public paperwork has several good signs. Now check whether the charity can show who it helped.

Here is the honest answer: A tax form shows money and paperwork. It cannot prove that people, animals, or the community were truly helped.

Good signs we looked for

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders36 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$95.91spent for every $100 of revenueRevenue covered expenses this year.

$16.59in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $1,715,276 for R MCKAY (PRESIDENT/CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Good paperwork is a good sign—not proof. The best answer comes when the charity can show what it changed, who it helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$158,756,041

Expenses$152,262,812

Annual surplus $6,493,229 Revenue was higher than expenses for this filing year.

See all reported dollar amounts

Revenue$158,756,041

Expenses$152,262,812

Assets$2,526,424,909

Stocks and bonds$451,482,796

Accounting fees$411,264

People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

R MCKAYPRESIDENT/CEO · 40 hrs/week $1,715,276Base $727,056 · Other $988,220

M DOUGHERTYCLO · 40 hrs/week $544,185Base $344,726 · Other $199,459

D WYATTCIO · 40 hrs/week $428,842Base $397,987 · Other $30,855

C TRUNKOCPO · 40 hrs/week $422,971Base $412,723 · Other $10,248

E BELSHECHIEF ADMIN & LEGAL OFFICER · 40 hrs/week $409,041Base $389,040 · Other $20,001

T KRAUSCOO · 40 hrs/week $401,601Base $347,182 · Other $54,419

L SKUBECFO · 40 hrs/week $322,731Base $301,955 · Other $20,776

J MORANVP · 40 hrs/week $309,394Base $253,484 · Other $55,910

J CROMERVP · 40 hrs/week $287,287Base $263,004 · Other $24,283

N SCUDIERIVP · 40 hrs/week $278,193Base $233,423 · Other $44,770

K KUNZEVP · 40 hrs/week $262,983Base $219,046 · Other $43,937

P SHEAHANVP · 40 hrs/week $261,538Base $225,119 · Other $36,419

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (36)

R MCKAYPRESIDENT/CEO

M DOUGHERTYCLO

D WYATTCIO

C TRUNKOCPO

E BELSHECHIEF ADMIN & LEGAL OFFICER

T KRAUSCOO

L SKUBECFO

J MORANVP

J CROMERVP

N SCUDIERIVP

K KUNZEVP

P SHEAHANVP

M IMO-MOFFITTMLO

J CRISWELLVP

S MUELLERVP

P SCHEIBALDIRECTOR

G VERNONMLO

P RICRADIRECTOR

C LINDAUERVP

M THINGERVP

D BROCKETTMANAGER

J BOYERVP

C KLAUKEASSOC BOARD MEMBER

S STOBBSBOARD MEMBER

R KRAUSBOARD MEMBER

K WESSELSCHMIDTASSOC BOARD MEMBER

T JACOBSASSOC BOARD MEMBER

B RICKMANNBOARD MEMBER

A SAFERITEASSOC BOARD MEMBER

B TUFFLIBOARD MEMBER

M HARRISBOARD MEMBER

M CHAPMANBOARD MEMBER

A DIERKESBOARD MEMBER

J MIZEASSOC BOARD MEMBER

J KNAPPERBOARD MEMBER

J FUGELBOARD MEMBER

About this charity

Location: 423 Lynch Street, Saint Louis, MO 63118
County: St. Louis (city)
In care of: Teresa Wheadon
Primary officer: Teresa Wheadon, Director Accounting

How to reach them

WebsiteVisit the charity’s website Phone(314) 771-7700 Officer phone(314) 657-9418

Filing and classification

Latest tax year: 2024
Tax period began: January 1, 2024
Return type: 990

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