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ARSENAL CREDIT UNION

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Public IRS 990 nonprofit record

ARSENAL CREDIT UNION

EIN 43-0663009

What they do

to PROMOTE THRIFT AMONG ITS MEMBERS BY AFFORDING THEM AN OPPORTUNITY for ACCUMULATING THEIR SAVINGS; to CREATE for THEM A SOURCE of CREDIT AT FAIR and REASONABLE RATES of INTEREST; to PROVIDE THE OPPORTUNITY for THE MEMBERS to USE and CONTROL THEIR MONEY for THEIR MUTUAL BENEFIT; to EDUCATE MEMBERS IN THE PRUDENT USE of MONEY and CREDIT; to OPERATE IN THE SPIRIT of COOPERATION and NOT for PROFIT; to IMPROVE THE COMMUNITY IN WHICH IT OPERATES; and to PROVIDE OTHER FISCAL and FINANCIAL SERVICES.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders20 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$118.65spent for every $100 of revenueSpending was higher than revenue this year.
$13.66in assets for every $1 spent this yearSome assets cannot be spent right away.
0.0%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $4,833,908 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $646,621 for LINDA ALLEN (PRESIDENT). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$25,913,198
Expenses$30,747,106
Annual shortfall $4,833,908 Expenses were higher than revenue for this filing year.
See all reported dollar amounts
Revenue$25,913,198
Expenses$30,747,106
Assets$420,028,643
Income$25,913,198
Contributions$5,500
Grants given$6,000
Average grant$6,000
Accounting fees$133,509
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
LINDA ALLENPRESIDENT · 40 hrs/week $646,621Base $608,453 · Other $38,168
LORI CRUTCHLEYEVP · 40 hrs/week $300,970Base $270,098 · Other $30,872
JESSICA ROYCESVP FINANCE & COLLECTIONS · 40 hrs/week $200,602Base $180,754 · Other $19,848
MICHAEL HUDSONSVP COMMERCIAL LENDING · 40 hrs/week $200,598Base $183,027 · Other $17,571
CASSANDRA HENDRIXSONSVP FINANCIAL SERVICES DEL · 40 hrs/week $195,759Base $187,094 · Other $8,665
GREG CLARKESVP TECHNOLOGY & RISK MANA · 40 hrs/week $169,119Base $160,771 · Other $8,348
CRAIG MEYERVP MARKETING · 40 hrs/week $157,011Base $139,335 · Other $17,676
SHANE WECKERVP CONSUMER LENDING · 40 hrs/week $156,764Base $141,593 · Other $15,171
ROLAND SPIESVP COMMERCIAL LENDING · 40 hrs/week $141,618Base $134,778 · Other $6,840
DANIEL OSORIOIT MANAGER · 40 hrs/week $139,311Base $120,392 · Other $18,919
MEGAN HERMANVP MSC AND PAYMENTS · 40 hrs/week $138,997Base $120,278 · Other $18,719
JEAN CAPRIGLIONEVP BRANCH OPERATIONS · 40 hrs/week $130,502Base $118,886 · Other $11,616

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (20)

LINDA ALLENPRESIDENT

LORI CRUTCHLEYEVP

JESSICA ROYCESVP FINANCE & COLLECTIONS

MICHAEL HUDSONSVP COMMERCIAL LENDING

CASSANDRA HENDRIXSONSVP FINANCIAL SERVICES DEL

GREG CLARKESVP TECHNOLOGY & RISK MANA

CRAIG MEYERVP MARKETING

SHANE WECKERVP CONSUMER LENDING

ROLAND SPIESVP COMMERCIAL LENDING

DANIEL OSORIOIT MANAGER

MEGAN HERMANVP MSC AND PAYMENTS

JEAN CAPRIGLIONEVP BRANCH OPERATIONS

ANDREW DODGEVP COMMERCIAL LENDING

GARY DIERKSCHAIRMAN

EDWARD FITZHENRYDIRECTOR

JUANITA NOVOTNYTREASURER

KEITH EMERYSECRETARY

BOB KILLIONVICE CHAIRMAN

PEGGY HABERBERGERDIRECTOR

ADAM THURAUDIRECTOR

About this charity

Location
3780 VOGEL ROAD, ARNOLD, MO 630103799
County
Jefferson
In care of
JESSICA ROYCE
Primary officer
JESSICA ROYCE, SVP - FINANCE & COLLECTIONS

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
J TENBRINK & ASSOCIATES
Grant-giving organization
Yes

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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