UNITED CONSUMERS CREDIT UNION Charity Report

Public IRS 990 nonprofit record

UNITED CONSUMERS CREDIT UNION

EIN 44-0541384

What they do

COOPERATIVE PROVIDER of FINANCIAL SERVICES

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $100.60 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders14 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

86.22%of revenue went to mission work100.6% of expenses · Program services

$90.04spent for every $100 of revenueRevenue covered expenses this year.

$15.54in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $368,298 for JASON NEATHERY (PRESIDENT). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$9,339,637

Mission workProgram services$8,052,19386.22% of revenue100.6% of expenses

ManagementOffice and general costs0.00% of revenue0.0% of expenses

FundraisingAsking for donations0.00% of revenue0.0% of expenses

Revenue left after expensesReported annual surplus$1,333,87514.28% of revenueShown in gray on the chart

Total expenses$8,005,76285.72% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2019CurrentExpense mix: 100.6% mission · 0.0% management · 0.0% fundraisingTotal expenses: 85.72% of revenue

2018Expense mix: 100.5% mission · 0.0% management · 0.0% fundraisingTotal expenses: 93.45% of revenue

2017Expense mix: 100.6% mission · 0.0% management · 0.0% fundraisingTotal expenses: 99.95% of revenue

2016Expense mix: 100.4% mission · 0.0% management · 0.0% fundraisingTotal expenses: 105.75% of revenue

Money in and money out

Revenue$14,407,356

Expenses$12,972,877

Annual surplus $1,434,479 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$8,052,193 · 62.1% of expenses

See all reported dollar amounts

Revenue$14,407,356

Expenses$12,972,877

Assets$201,575,670

Mission work (program services)$8,052,193

Grants given$41,334

Average grant$10,334

Accounting fees$109,417

People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

JASON NEATHERYPRESIDENT · 40 hrs/week $368,298Base $307,226 · Other $61,072

RICHARD WEBSTERSVP - OPERATIONS · 40 hrs/week $237,581Base $180,245 · Other $57,336

JOSHUA LYDAYCFO · 40 hrs/week $194,010Base $163,674 · Other $30,336

BLAKE TAULSALES DIRECTOR · 40 hrs/week $163,245Base $135,515 · Other $27,730

MICHELLE PINKERTONSVP - FINANCE · 40 hrs/week $122,007Base $121,257 · Other $750

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (14)

JASON NEATHERYPRESIDENT

RICHARD WEBSTERSVP - OPERATIONS

JOSHUA LYDAYCFO

BLAKE TAULSALES DIRECTOR

MICHELLE PINKERTONSVP - FINANCE

CHRIS WHITINGBOARD MEMBER

DON SEAVERBOARD MEMBER

JARED FEARSCHAIRMAN

KEVIN CUMMINGS2ND VICE CHAIRMAN

MARY BROWNBOARD MEMBER

MIKE WELSCHSECRETARY/TREASURER

REED MOORMANBOARD MEMBER

TRACY COXBOARD MEMBER

VAUGHN TRIBBLE1ST VICE CHAIRMAN

About this charity

Location: 1111 E 23RD STREET, INDEPENDENCE, MO 640551615
County: Jackson
In care of: JOSHUA LYDAY
Primary officer: JOSHUA LYDAY, CFO

How to reach them

WebsiteVisit the charity’s website Phone(816) 325-6900

Filing and classification

Latest tax year: 2024
Tax period began: January 1, 2024
Return type: 990
Tax preparer: J TENBRINK & ASSOCIATES
Grant-giving organization: Yes