CAPITAL CREDIT UNION Charity Report

Public IRS 990 nonprofit record

CAPITAL CREDIT UNION

EIN 45-0226724 · Arts, Culture & Humanities (A)

What they do

to BE THE TRUSTED FINANCIAL RESOURCE THAT PUTS MEMBERS FIRST.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $100.00 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders13 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$100.00of every $100 spent was reported for mission workThe IRS calls this “program services.”

$86.96spent for every $100 of revenueRevenue covered expenses this year.

$20.13in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $519,314 for LENDERS - 2 INDIVIDUALS (LENDERS). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100spent

Where each $100 went

These are the charity’s reported Form 990 spending categories.

Mission workProgram services$100.00

ManagementOffice and general costs$0.00

FundraisingAsking for donations$0.00

Has the pattern changed?

Each bar shows the share of annual spending reported for mission work, management, and fundraising.

2024100.0% mission

2023100.0% mission

2022100.0% mission

2021100.0% mission

2020100.0% mission

2019100.0% mission

2018100.0% mission

2017100.0% mission

Money in and money out

Revenue$46,566,416

Expenses$40,496,226

Annual surplus $6,070,190 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$40,496,226 · 100.0% of expenses

See all reported dollar amounts

Revenue$46,566,416

Expenses$40,496,226

Assets$815,292,299

Income$47,123,246

Mission work (program services)$40,496,226

Stocks and bonds$3,893,635

Accounting fees$110,080

Investing fees$17,996

People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

LENDERS - 2 INDIVIDUALSLENDERS · 45 hrs/week $519,314Base $437,304 · Other $82,010

JONATHAN GRIFFINCHIEF EXECUTIVE OFFICER · 45 hrs/week $477,895Base $441,063 · Other $36,832

BRADLEY SHETLERCHIEF LENDING OFFICER · 45 hrs/week $316,344Base $273,600 · Other $42,744

KURT SCHMIDTCHIEF INFORMATION OFFICER · 45 hrs/week $251,795Base $233,653 · Other $18,142

RYAN MONSONCHIEF FINANCIAL OFFICER · 45 hrs/week $228,237Base $203,213 · Other $25,024

JILLIAN LAGASSECHIEF MARKETING AND MEMBER EXPERIENCE OFFICER · 45 hrs/week $225,834Base $184,033 · Other $41,801

KEVIN SCHOENBORNBOARD MEMBER · 4 hrs/week $2,943

MICHAEL GUNSCHBOARD MEMBER · 4 hrs/week $2,330

FAYE MILLERBOARD MEMBER · 4 hrs/week $2,215

MARLINA WALTHBOARD MEMBER · 4 hrs/week $2,056

LANCE GAEBEBOARD MEMBER · 4 hrs/week $1,539

JAY BURINGRUDBOARD MEMBER · 4 hrs/week $550

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (13)

LENDERS - 2 INDIVIDUALSLENDERS

JONATHAN GRIFFINCHIEF EXECUTIVE OFFICER

BRADLEY SHETLERCHIEF LENDING OFFICER

KURT SCHMIDTCHIEF INFORMATION OFFICER

RYAN MONSONCHIEF FINANCIAL OFFICER

JILLIAN LAGASSECHIEF MARKETING AND MEMBER EXPERIENCE OFFICER

KEVIN SCHOENBORNBOARD MEMBER

MICHAEL GUNSCHBOARD MEMBER

FAYE MILLERBOARD MEMBER

MARLINA WALTHBOARD MEMBER

LANCE GAEBEBOARD MEMBER

JAY BURINGRUDBOARD MEMBER

SHAWN DEISZBOARD MEMBER

About this charity

Recognized since: January 1944
Location: 204 W THAYER AVE, BISMARCK, ND 585013772
County: Burleigh
In care of: Kyla Stampka
Primary officer: Kyla Stampka, Vice President of Accounting

How to reach them

WebsiteVisit the charity’s website Phone(701) 255-0042

Filing and classification

Latest tax year: 2024
Tax period began: January 1, 2024
Return type: 990
NTEE classification: Arts, Culture & Humanities (A)
IRS tax category: Arts, Culture & Humanities