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TOWN & COUNTRY CREDIT UNION

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Public IRS 990 nonprofit record

TOWN & COUNTRY CREDIT UNION

EIN 45-0278124 · Mutual & Membership Benefit (Y)

What they do

THE MISSION of TOWN & COUNTRY CREDIT UNION is to BUILD TRUSTED FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED SERVICE.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders13 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$88.43spent for every $100 of revenueRevenue covered expenses this year.
$17.73in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $668,914 for MORTGAGE LOAN OFFICERS2 INDIVIDUALS (MORTGAGE LOAN ORIGINATOR). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$45,794,051
Expenses$40,495,822
Annual surplus $5,298,229 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$45,794,051
Expenses$40,495,822
Assets$717,879,838
Income$45,892,380
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
MORTGAGE LOAN OFFICERS2 INDIVIDUALSMORTGAGE LOAN ORIGINATOR · 40 hrs/week $668,914Base $557,698 · Other $111,216
JAY LANDSIEDELCFO · 40 hrs/week $495,562Base $454,667 · Other $40,895
KALLI SCHELLCEO · 40 hrs/week $465,884Base $414,453 · Other $51,431
FRED BEUCHLERCLO · 40 hrs/week $435,400Base $377,750 · Other $57,650
ADAM SILBERNAGELCIO · 40 hrs/week $321,123Base $267,722 · Other $53,401
BRAD HOULEFORMER CEO · 40 hrs/week $243,318Base $221,968 · Other $21,350

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (13)

MORTGAGE LOAN OFFICERS2 INDIVIDUALSMORTGAGE LOAN ORIGINATOR

JAY LANDSIEDELCFO

KALLI SCHELLCEO

FRED BEUCHLERCLO

ADAM SILBERNAGELCIO

BRAD HOULEFORMER CEO

CURTIS SMITHSECRETARY/TREASURER

DAVID RIPPLINGERCHAIRMAN

DELRAE GEINERTDIRECTOR

KALVIN LARSONVICE CHAIRMAN

LARS CHRISTENSENDIRECTOR

TIM RAFFERTYDIRECTOR

WENDY LOUCKSDIRECTOR

About this charity

Recognized since
January 1942
Location
615 S BROADWAY, MINOT, ND 58701-4473
County
Ward
In care of
JESSICA HENDERSON
Primary officer
JESSICA HENDERSON, CFO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
BRADY MARTZ & ASSOCIATES PC
NTEE classification
Mutual & Membership Benefit (Y)
IRS tax category
Mutual & Membership Benefit

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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