MONTANA HEALTH COOPERATIVE Charity Report

Public IRS 990 nonprofit record

MONTANA HEALTH COOPERATIVE

EIN 45-1295465 · Insurance Providers (Y20)

What they do

THE ORGANIZATION OFFERS TRUE NON-PROFIT MEMBER GOVERNED HEALTH INSURANCE THAT PROMOTES MEMBER ENGAGEMENT and PROVIDES ACCESS to HIGH QUALITY HEALTH CARE.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $100.00 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders30 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

90.43%of revenue went to mission work100.0% of expenses · Program services

$108.92spent for every $100 of revenueSpending was higher than revenue this year.

$0.23in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $40,436,486 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $398,535 for BLAIR FJESETH (CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$157,529,981

Mission workProgram services$142,462,07090.43% of revenue100.0% of expenses

ManagementOffice and general costs0.00% of revenue0.0% of expenses

FundraisingAsking for donations0.00% of revenue0.0% of expenses

Revenue left after expensesReported annual surplus$15,067,9119.57% of revenueShown in gray on the chart

Total expenses$142,462,07090.43% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2017CurrentExpense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 90.43% of revenue

2016Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 115.96% of revenue

Money in and money out

Revenue$453,432,307

Expenses$493,868,793

Annual shortfall $40,436,486 Expenses were higher than revenue for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$142,462,070 · 28.8% of expenses

See all reported dollar amounts

Revenue$453,432,307

Expenses$493,868,793

Assets$115,575,354

Income$509,150,112

Mission work (program services)$142,462,070

Accounting fees$125,313

Investing fees$3,542

People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

BLAIR FJESETHCEO · 40 hrs/week $398,535Base $368,327 · Other $30,208

DAVID SLONAKERCFO · 40 hrs/week $308,581Base $264,624 · Other $43,957

RICHARD MILTENBERGERFORMER CEO · 40 hrs/week $278,754Base $236,319 · Other $42,435

DARREL STONEVP OF IT BI · 40 hrs/week $272,115Base $238,946 · Other $33,169

JAMES WARNERVP-PROVIDER NETWORK · 40 hrs/week $250,785Base $215,655 · Other $35,130

JEFFREY SWINGLEYVP SALES · 40 hrs/week $247,095Base $233,008 · Other $14,087

MARK WALTERSVP BUSINESS DEVELOPMENT · 40 hrs/week $236,284Base $189,449 · Other $46,835

MELISSA MCVAUGHDIRECTOR CLINICAL PROGRAM · 40 hrs/week $223,090Base $184,360 · Other $38,730

PEGGY WORLEYCONTROLLER · 40 hrs/week $198,222Base $160,663 · Other $37,559

LEAH MARTINASSISTANT VICE PRESIDENT · 40 hrs/week $166,717Base $118,523 · Other $48,194

CHRISTINE MENDENHALLDIRECTOR MEMBER SERVICES · 40 hrs/week $157,720Base $121,061 · Other $36,659

KATHRON ISLEYQUALITY DIRECTOR · 40 hrs/week $133,335Base $118,676 · Other $14,659

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (30)

BLAIR FJESETHCEO

DAVID SLONAKERCFO

RICHARD MILTENBERGERFORMER CEO

DARREL STONEVP OF IT BI

JAMES WARNERVP-PROVIDER NETWORK

JEFFREY SWINGLEYVP SALES

MARK WALTERSVP BUSINESS DEVELOPMENT

MELISSA MCVAUGHDIRECTOR CLINICAL PROGRAM

PEGGY WORLEYCONTROLLER

LEAH MARTINASSISTANT VICE PRESIDENT

CHRISTINE MENDENHALLDIRECTOR MEMBER SERVICES

KATHRON ISLEYQUALITY DIRECTOR

BRANDON RUSSELLNETWORK ADMINISTRATOR

MELISSA VANPERNISPROJECTS MANAGER

RICHARD WESSENBERGSALES EXECUTIVE

REBECCA LAFONDCHAIR

MARK REINSELDIRECTOR

MICHAEL MCMURRAYTREASURER

NOLAN HILLDIRECTOR

LISA BALLARDSECRETARY

LIESEL BRINKDIRECTOR

LACY KOWALSKIDIRECTOR

MONICA LINDEENDIRECTOR

T CHRIS MUIRHEADDIRECTOR

CHRISTINA GOEDIRECTOR

PAUL MCDONALDDIRECTOR

STASIA CREEKDIRECTOR

TOM BASSLERDIRECTOR

PATTY HAMBLOCKDIRECTOR

ALEX MUROMSEWDIRECTOR

About this charity

Recognized since: January 2013
Location: PO BOX 5358, HELENA, MT 59604-5358
County: Lewis and Clark
In care of: % RICHARD MILTENBERGER
Primary officer: DAVID SLONAKER, CFO

How to reach them

WebsiteVisit the charity’s website Phone(406) 447-9510 Officer phone(208) 328-7000

Filing and classification

Latest tax year: 2024
Tax period began: January 1, 2024
Return type: 990
NTEE classification: Insurance Providers (Y20)
IRS tax category: Insurance Providers