LOVE INC OF STAUNTON WAYNESBORO AND AUGUSTA Charity Report

Public IRS 990 nonprofit record

LOVE INC OF STAUNTON WAYNESBORO AND AUGUSTA

EIN 45-3201020 · Emergency Assistance (P60)

What they do

FAITH-BASED SERVICES for THE NEEDY MOBILIZING CHURCHES to TRANSFORM LIVES and COMMUNITIES.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $89.40 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders15 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

91.83%of revenue went to mission work89.4% of expenses · Program services

1.10%of revenue went to fundraising1.1% of expenses

$102.75spent for every $100 of revenueSpending was higher than revenue this year.

9.82%of revenue went to management and office costs9.6% of expenses

$0.16in assets for every $1 spent this yearSome assets cannot be spent right away.

29.6%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $35,556 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $58,856 for WILLIAM ROBERTS (MINISTRY DIRECTOR). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$1,291,004

Mission workProgram services$1,185,52691.83% of revenue89.4% of expenses

ManagementOffice and general costs$126,8029.82% of revenue9.6% of expenses

FundraisingAsking for donations$14,2321.10% of revenue1.1% of expenses

Total expenses$1,326,560102.75% of revenue

Expenses were greater than revenue, so the colored ring fills the available $100 and the total above 100% is shown below.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2025CurrentExpense mix: 89.4% mission · 9.6% management · 1.1% fundraisingTotal expenses: 102.75% of revenue

2024Expense mix: 88.0% mission · 11.3% management · 0.7% fundraisingTotal expenses: 101.42% of revenue

2023Expense mix: 85.7% mission · 12.9% management · 1.4% fundraisingTotal expenses: 95.62% of revenue

2022Expense mix: 87.8% mission · 11.2% management · 1.1% fundraisingTotal expenses: 107.78% of revenue

2021Expense mix: 84.5% mission · 15.1% management · 0.4% fundraisingTotal expenses: 79.97% of revenue

2020Expense mix: 83.9% mission · 15.7% management · 0.4% fundraisingTotal expenses: 101.27% of revenue

2019Expense mix: 84.0% mission · 15.9% management · 0.1% fundraisingTotal expenses: 93.46% of revenue

2018Expense mix: 83.6% mission · 16.4% management · 0.0% fundraisingTotal expenses: 106.29% of revenue

Money in and money out

Revenue$1,291,004

Expenses$1,326,560

Annual shortfall $35,556 Expenses were higher than revenue for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$1,185,526 · 89.4% of expenses

Management and office costs$126,802 · 9.6% of expenses

Fundraising$14,232 · 1.1% of expenses

See all reported dollar amounts

Revenue$1,291,004

Expenses$1,326,560

Assets$210,175

Income$1,342,818

Contributions$381,880

Mission work (program services)$1,185,526

Fundraising$14,232

Management and general$126,802

Executive compensation (total)$80,934

Stocks and bonds$48,601

Accounting fees$9,399

People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

WILLIAM ROBERTSMINISTRY DIRECTOR · 40 hrs/week $58,856

DEBRAH RAMSEYEXECUTIVE DIRECTOR · 40 hrs/week $58,391

ETHAN COLVINOPERATIONS DIRECTOR · 40 hrs/week $58,077

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (15)

WILLIAM ROBERTSMINISTRY DIRECTOR

DEBRAH RAMSEYEXECUTIVE DIRECTOR

ETHAN COLVINOPERATIONS DIRECTOR

BEN HALTERMANBOARD MEMBER

CALEB HARLOWBOARD CHAIR

DAVE CHAPPELLBOARD MEMBER

JOANNE SHIRLEYBOARD MEMBER

MARIE MASINCUPBOARD MEMBER

RODNEY MARTINBOARD CO - CHAIR

SCOTT BRODDBOARD SECRETARY

SHARON WOODBOARD TREASURER

STACEY BURKHOLDERBOARD MEMBER

STEVE CAMPBELLBOARD MEMBER

TIM SIMPSONBOARD MEMBER

VERONICA DAVISBOARD MEMBER

About this charity

Recognized since: January 2013
Location: PO BOX 1003, FISHERSVILLE, VA 22939-1003
County: Augusta
In care of: % CALEB HARLOW
Primary officer: CALEB HARLOW, BOARD CHAIR

How to reach them

WebsiteVisit the charity’s website Emailoffice@loveincsaw.org Phone(540) 221-2955

Filing and classification

Latest tax year: 2025
Tax period began: January 1, 2025
Return type: 990
Tax preparer: HUNT & ASSOCIATE LLC
NTEE classification: Emergency Assistance (P60)
IRS tax category: Emergency Assistance