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WESTERN HERITAGE CREDIT UNION

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Tax-exempt status may be revoked

WESTERN HERITAGE CREDIT UNION

EIN 47-0381807

What they do

to SERVE THE EMPLOYEES of BNSF RAILWAY of ALLIANCE, NEBRASKA and ANY OTHER PERSON LIVING or WORKING IN THE PANHANDLE of NEBRASKA WITH ALL of THEIR FINANCIAL NEEDS. THE CREDIT UNION EXISTS to PROMOTE THRIFT AMONG, and PROVIDE A SOURCE of CREDIT FOR, ITS MEMBERS.

Before you give

Should I give to this charity?

Easy charity check
Stop and check first

This record may have an IRS status problem. Do not give until you verify it.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkThere may be a problem with its nonprofit status. Check before giving.

Money report from 2017The report may be old. Ask for a newer one.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders12 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$111.74spent for every $100 of revenueSpending was higher than revenue this year.
$14.37in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $511,285 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $104,602 for JENNIFER ZANASSI (VP OPERATION). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2017

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$4,354,414
Expenses$4,865,699
Annual shortfall $511,285 Expenses were higher than revenue for this filing year.
See all reported dollar amounts
Revenue$4,354,414
Expenses$4,865,699
Assets$69,939,815
Accounting fees$56,966
People

Leadership and board

Tax year 2017

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
JENNIFER ZANASSIVP OPERATION · 40 hrs/week $104,602Base $71,249 · Other $33,353
KURT SCHMIDTPRESIDENT/CE · 40 hrs/week $88,560Base $71,960 · Other $16,600
WILLISE SEEVP MEMBER SU · 40 hrs/week $69,088Base $59,316 · Other $9,772

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (12)

JENNIFER ZANASSIVP OPERATION

KURT SCHMIDTPRESIDENT/CE

WILLISE SEEVP MEMBER SU

BECKY MASERDIRECTOR

BRENDA MCDONALDDIRECTOR

DAN KUSEKDIRECTOR

GINNY MORRISACCOUNTING M

JOCK FARISVICE-CHAIRMA

MIKE FREISZCHAIRMAN

RICK RIDENOURDIRECTOR

SHEILA SCHMEITSDIRECTOR

VICKIE MATTOXSECRETARY/TR

About this charity

Location
103 EAST 1 STREET, ALLIANCE, NE 69301
County
Box Butte
In care of
GINNY MORRIS
Primary officer
GINNY MORRIS, ACCOUNTING MANAGER

How to reach them

Filing and classification

Latest tax year
2017
Tax period began
January 1, 2017
Return type
990
Tax preparer
KETEL THORSTENSON LLP
Revocation date
February 15, 2023

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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