Powered by CharityEZ

Charity report ready

HAR-CO CREDIT UNION

We found this organization. Review its mission, finances, leadership, and ways to help below.

Back to search results

This report opened in a new tab, so your results are still waiting for you.

Public IRS 990 nonprofit record

HAR-CO CREDIT UNION

EIN 52-0853115

What they do

to PROVIDE A SOUND FINANCIAL INSTITUTION WITH EXCELLENT MEMBER SERVICE for OUR CREDIT UNION FAMILY. WE MAKE OUR MEMBERSHIP OUR FIRST CONSIDERATION IN EVERYTHING WE DO.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders16 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$87.30spent for every $100 of revenueRevenue covered expenses this year.
$22.38in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $385,255 for GILBERT KENNEDY III (PRESIDENT/CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$13,335,704
Expenses$11,641,525
Annual surplus $1,694,179 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$13,335,704
Expenses$11,641,525
Assets$260,541,605
Stocks and bonds$36,497,860
Accounting fees$128,000
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
GILBERT KENNEDY IIIPRESIDENT/CEO · 40 hrs/week $385,255Base $320,831 · Other $64,424
JOHN SHROADS JREVP/COO AND CCO · 40 hrs/week $265,909Base $217,795 · Other $48,114
MATTHEW WHITEEVP/CFO · 40 hrs/week $219,741Base $180,515 · Other $39,226
MARK FREYERSVP/CRO AND CCO · 40 hrs/week $210,943Base $170,631 · Other $40,312
ANGELA GREGORYVP/SR. MORTGAGE OFFICER · 40 hrs/week $200,187Base $161,086 · Other $39,101
MALIA DIERKENSVP/CONTROLLER · 40 hrs/week $198,649Base $139,856 · Other $58,793
SHARON WILSONSVP/CTO · 40 hrs/week $194,834Base $163,872 · Other $30,962
ALEXANDER COULSONSVP/CMO · 40 hrs/week $189,283Base $173,654 · Other $15,629
BLAISE SEDNEYCHAIRMAN · 3 hrs/week $9,600
TERESA KNOXDIRECTOR · 2 hrs/week $9,300
LAWRENCE DUKESVICE CHAIRMAN · 2 hrs/week $8,400
ERIC REBBERTSECRETARY · 2 hrs/week $7,200

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (16)

GILBERT KENNEDY IIIPRESIDENT/CEO

JOHN SHROADS JREVP/COO AND CCO

MATTHEW WHITEEVP/CFO

MARK FREYERSVP/CRO AND CCO

ANGELA GREGORYVP/SR. MORTGAGE OFFICER

MALIA DIERKENSVP/CONTROLLER

SHARON WILSONSVP/CTO

ALEXANDER COULSONSVP/CMO

BLAISE SEDNEYCHAIRMAN

TERESA KNOXDIRECTOR

LAWRENCE DUKESVICE CHAIRMAN

ERIC REBBERTSECRETARY

CHARLES WELLINGTONDIRECTOR

DR AUSTIN HILLTREASURER

THORKILD PAABY JRDIRECTOR

STEVEN JOHNSONDIRECTOR

About this charity

Location
30 N HICKORY AVENUE, BEL AIR, MD 21014
County
Harford
In care of
MATTHEW D WHITE
Primary officer
MATTHEW D WHITE, EVP/CFO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
YOUNT HYDE & BARBOUR PC

Thanks for caring! Learning about a charity is a great first step toward giving back.

About this report: Information comes from public nonprofit records and may show the latest filing available.

Close & return to results
Want to go deeper?

Full charity research is waiting at CharityEZ

Explore complete charity searches, information, reports, and research tools.

For Full Charity Searches and Information — Try CharityEZ
Are you this charity?Keep your current needs updated free with CharityEZ.
Post your needs free