JACKSON RIVER COMMUNITY CREDIT UNION Charity Report

Public IRS 990 nonprofit record

JACKSON RIVER COMMUNITY CREDIT UNION

EIN 54-0620788

What they do

CREDIT UNIONS EXIST to OFFER AN ARRAY of FINANCIAL SERVICES AT NO or MINIMAL COSTS to ITS MEMBERS. THE CREDIT UNION STRIVES to KEEP FEES and COST of SERVICES to A MINIMUM. SERVICES INCLUDE BUT ARE NOT LIMITED TO: SAVINGS and CHECKING ACCOUNTS, CERTIFICATES of DEPOSITS, IRAS, CONSUMER LOANS and MORTGAGES.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $100.00 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders8 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

94.57%of revenue went to mission work100.0% of expenses · Program services

$63.25spent for every $100 of revenueRevenue covered expenses this year.

$27.14in assets for every $1 spent this yearSome assets cannot be spent right away.

2.0%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $168,812 for KATHLEEN ALL (CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$2,189,457

Mission workProgram services$2,070,50494.57% of revenue100.0% of expenses

ManagementOffice and general costs0.00% of revenue0.0% of expenses

FundraisingAsking for donations0.00% of revenue0.0% of expenses

Revenue left after expensesReported annual surplus$118,9535.43% of revenueShown in gray on the chart

Total expenses$2,070,50494.57% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Money in and money out

Revenue$7,424,478

Expenses$4,695,779

Annual surplus $2,728,699 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$2,070,504 · 44.1% of expenses

See all reported dollar amounts

Revenue$7,424,478

Expenses$4,695,779

Assets$127,427,295

Contributions$150,999

Mission work (program services)$2,070,504

Stocks and bonds$35,374,168

Accounting fees$88,697

People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

KATHLEEN ALLCEO · 45 hrs/week $168,812Base $145,479 · Other $23,333

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (8)

KATHLEEN ALLCEO

ANDRA FRIDLEYSECRETARY

CINDY FOXTREASURER

DAVID VESTVICE-CHAIRMAN

EDDIE TOOMBSBOARD MEMBER

HUNTER FRIDLEYCHAIRMAN

JIM BIRCHFIELDBOARD MEMBER

PERRY BALSERBOARD MEMBER

About this charity

Location: 347 NORTH COURT AVENUE, COVINGTON, VA 24426
County: Covington (city)
In care of: KATHLEEN ALL
Primary officer: KATHLEEN ALL, CEO

How to reach them

WebsiteVisit the charity’s website Phone(540) 962-6154

Filing and classification

Latest tax year: 2025
Tax period began: January 1, 2025
Return type: 990
Tax preparer: BROWN EDWARDS & COMPANY LLP