OPPORTUNITY INTERNATIONAL INC D/B/A OPPORTUNITY INTERNATIONAL-US Charity Report

Public IRS 990 nonprofit record

OPPORTUNITY INTERNATIONAL INC D/B/A OPPORTUNITY INTERNATIONAL-US

EIN 54-0907624 · International, Foreign Affairs & National Security (Q320)

What they do

OPPORTUNITY INTERNATIONAL, INC., (OPPORTUNITY), is A TAX EXEMPT, PUBLICLY SUPPORTED (SEE SCH O) FAITH-BASED CORPORATION. BY PROVIDING FINANCIAL SOLUTIONS, SUPPORT and TRAINING, WE EQUIP PEOPLE LIVING IN POVERTY to BUILD SUSTAINABLE INCOMES, EDUCATE THEIR CHILDREN and ESCAPE GENERATIONAL POVERTY, IN THE PROCESS TRANSFORMING THEIR LIVES, THEIR CHILDRENS FUTURES, and THEIR COMMUNITIES. OPPORTUNITYS PROGRAMS ARE FINANCED THROUGH CHARITABLE DONATIONS, EARNED INCOME FROM ITS BANKING OPERATIONS and FOCUSED ON DEPLOYING LOCAL FUNDS and FINANCIAL SERVICES PROVIDED BY PARTNER BANKS and OTHER FINANCIAL INSTITUTIONS to ITS CLIENTS. DURING 2024, OPPORTUNITY and ITS PARTNERS SERVED 21.2 MILLION CLIENTS. 93% of MICROENTERPRISE LOAN CLIENTS ARE WOMEN. EDUCATION FINANCE PROGRAMS REACHED 3.4 MILLION CHILDREN IN 19,556 SCHOOLS WITH OVER $260 MILLION of LOANS DISBURSED. AGRICULTURE FINANCE PROGRAMS REACHED OVER 580,000 SMALLHOLDER FARMERS, WITH OVER $100 MILLION of LOANS DISBURSED.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $87.10 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2023The report may be old. Ask for a newer one.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders22 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

88.84%of revenue went to mission work87.1% of expenses · Program services

9.81%of revenue went to fundraising9.6% of expenses

$95.34spent for every $100 of revenueRevenue covered expenses this year.

3.33%of revenue went to management and office costs3.3% of expenses

$1.71in assets for every $1 spent this yearSome assets cannot be spent right away.

62.6%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $645,054 for ATUL TANDON (CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2023

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$47,809,537

Mission workProgram services$42,474,19988.84% of revenue87.1% of expenses

ManagementOffice and general costs$1,591,5813.33% of revenue3.3% of expenses

FundraisingAsking for donations$4,688,1859.81% of revenue9.6% of expenses

Total expenses$48,753,965101.98% of revenue

Expenses were greater than revenue, so the colored ring fills the available $100 and the total above 100% is shown below.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2023CurrentExpense mix: 87.1% mission · 3.3% management · 9.6% fundraisingTotal expenses: 101.98% of revenue

2022Expense mix: 83.3% mission · 4.2% management · 12.5% fundraisingTotal expenses: 108.24% of revenue

2021Expense mix: 85.3% mission · 3.6% management · 11.2% fundraisingTotal expenses: 93.72% of revenue

2020Expense mix: 87.6% mission · 3.7% management · 8.7% fundraisingTotal expenses: 84.57% of revenue

2019Expense mix: 92.6% mission · 2.2% management · 5.2% fundraisingTotal expenses: 92.30% of revenue

2018Expense mix: 92.2% mission · 2.9% management · 4.8% fundraisingTotal expenses: 90.79% of revenue

2017Expense mix: 91.9% mission · 3.4% management · 4.7% fundraisingTotal expenses: 100.89% of revenue

2016Expense mix: 93.0% mission · 2.6% management · 4.4% fundraisingTotal expenses: 103.80% of revenue

Money in and money out

Revenue$51,137,074

Expenses$48,753,965

Annual surplus $2,383,109 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$42,474,199 · 87.1% of expenses

Management and office costs$1,591,581 · 3.3% of expenses

Fundraising$4,688,185 · 9.6% of expenses

See all reported dollar amounts

Revenue$51,137,074

Expenses$48,753,965

Assets$83,197,933

Income$53,532,994

Contributions$31,989,270

Mission work (program services)$42,474,199

Fundraising$4,688,185

Grants given$8,571,072

Average grant$231,651

Management and general$1,591,581

Executive compensation (total)$656,566

Stocks and bonds$4,672,938

Accounting fees$195,591

People

Leadership and board

Tax year 2023

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

ATUL TANDONCEO · 60 hrs/week $645,054Base $614,814 · Other $30,240

RANDY KURTZEXEC VP, INTL PROG. & CAP SOLUTIONS · 43 hrs/week $423,498Base $384,091 · Other $39,407

GREGORY E ROTHSVP, PHILANTHROPY · 50 hrs/week $294,403Base $260,646 · Other $33,757

MARGARET TOMASIKCHIEF FINANCIAL OFFICER · 55 hrs/week $285,849Base $261,228 · Other $24,621

MAURICIO AGUDELO RINCONVP, CORPORATE DEVELOPMENT · 20 hrs/week $270,806Base $237,847 · Other $32,959

AMELIA S HAIDUCMANAGING DIRECTOR, STRATEGIC PARTNER · 40 hrs/week $262,431Base $227,738 · Other $34,693

MARK CASTELLINOSVP, INTL BUSINESS DEVELOPMENT · 40 hrs/week $246,428Base $223,763 · Other $22,665

DAVID WIEGMANCHIEF OF STAFF & SECRETARY · 47 hrs/week $242,430Base $209,449 · Other $32,981

MARY BARRYDIRECTOR, OFFICE OF CEO & ASST SEC · 55 hrs/week $141,508Base $117,940 · Other $23,568

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (22)

ATUL TANDONCEO

RANDY KURTZEXEC VP, INTL PROG. & CAP SOLUTIONS

GREGORY E ROTHSVP, PHILANTHROPY

MARGARET TOMASIKCHIEF FINANCIAL OFFICER

MAURICIO AGUDELO RINCONVP, CORPORATE DEVELOPMENT

AMELIA S HAIDUCMANAGING DIRECTOR, STRATEGIC PARTNER

MARK CASTELLINOSVP, INTL BUSINESS DEVELOPMENT

DAVID WIEGMANCHIEF OF STAFF & SECRETARY

MARY BARRYDIRECTOR, OFFICE OF CEO & ASST SEC

SUSAN HAIGHDIRECTOR

NICOLE ELAMDIRECTOR

MIKE PALMERDIRECTOR

LEANN POPECHAIR

KEN WATHOMEDIRECTOR

KATEY ASSEMDIRECTOR

JOEL JOHNSONDIRECTOR

JEFF DYKSTRADIRECTOR

JANELLE MUNTZ LASSONDEDIRECTOR

JANE NELSONDIRECTOR

FRED SASSERDIRECTOR

DALE PATTERSONDIRECTOR

CAROL PELINODIRECTOR

About this charity

Recognized since: January 1973
Location: 101 N WACKER DR STE 1150, CHICAGO, IL 60606-7304
County: Cook
In care of: % OPPO
Primary officer: MARGARET TOMASIK, CFO

How to reach them

WebsiteVisit the charity’s website Phone(312) 487-5000

Filing and classification

Latest tax year: 2023
Tax period began: October 1, 2023
Return type: 990
Tax preparer: BAKER TILLY ADVISORY GROUP LP
NTEE classification: International, Foreign Affairs & National Security (Q320)
IRS tax category: Human Rights Organizations
Grant-giving organization: Yes