NATIONAL ORG OF LIFE AND HEALTH INS GUARANTY ASSOC Charity Report

Public IRS 990 nonprofit record

NATIONAL ORG OF LIFE AND HEALTH INS GUARANTY ASSOC

EIN 54-1827452 · Professional Athletic Leagues (N80)

What they do

NOLHGA is A Voluntary Organization of The Life and Health Insurance Guaranty Associations of All 50 States and The District of Columbia. It Was Principally Formed for The Purpose of Coordinating and Representing Its Member Guaranty Associations Interests In Multi-state Insurer Insolvencies.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $100.00 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders22 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

106.87%of revenue went to mission work100.0% of expenses · Program services

$99.33spent for every $100 of revenueRevenue covered expenses this year.

$90.11in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $843,884 for KATHARINE WADE (PRESIDENT). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$7,761,549

Mission workProgram services$8,294,400106.87% of revenue100.0% of expenses

ManagementOffice and general costs0.00% of revenue0.0% of expenses

FundraisingAsking for donations0.00% of revenue0.0% of expenses

Total expenses$8,294,400106.87% of revenue

Expenses were greater than revenue, so the colored ring fills the available $100 and the total above 100% is shown below.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2023CurrentExpense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 106.87% of revenue

2022Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 104.92% of revenue

2021Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 106.62% of revenue

2020Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 99.57% of revenue

Money in and money out

Revenue$7,471,374

Expenses$7,421,225

Annual surplus $50,149 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$8,294,400 · 111.8% of expenses

This source amount exceeds total expenses; compare the filing details carefully.

See all reported dollar amounts

Revenue$7,471,374

Expenses$7,421,225

Assets$668,759,378

Income$7,471,374

Mission work (program services)$8,294,400

Stocks and bonds$1,956,942

Accounting fees$59,301

People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

KATHARINE WADEPRESIDENT · 45 hrs/week $843,884Base $807,167 · Other $36,717

WILLIAM OSULLIVANSENIOR VICE PRESIDENT GENERAL COUNSEL · 45 hrs/week $637,783Base $556,977 · Other $80,806

KEITH SHERIDANVICE PRESIDENT ACCOUNTING AND FINANCE · 45 hrs/week $377,769Base $315,740 · Other $62,029

JONI FORSYTHEASSOCIATE GENERAL COUNSEL · 45 hrs/week $368,402Base $306,318 · Other $62,084

MICHAEL MCDONALDSENIOR COUNSEL · 45 hrs/week $365,771Base $290,624 · Other $75,147

JENNIFER WEBBCHIEF OF STAFF · 45 hrs/week $283,526Base $255,027 · Other $28,499

SEAN MCKENNADIRECTOR OF COMMUNICATIONS · 45 hrs/week $272,960Base $207,278 · Other $65,682

LINDSAY CRAWFORDAVP INSOLVENCY MANAGEMENT · 45 hrs/week $256,072Base $191,199 · Other $64,873

DANIEL HICKSDIRECTOR OF INFORMATION SYSTEMS · 45 hrs/week $236,567Base $216,020 · Other $20,547

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (22)

KATHARINE WADEPRESIDENT

WILLIAM OSULLIVANSENIOR VICE PRESIDENT GENERAL COUNSEL

KEITH SHERIDANVICE PRESIDENT ACCOUNTING AND FINANCE

JONI FORSYTHEASSOCIATE GENERAL COUNSEL

MICHAEL MCDONALDSENIOR COUNSEL

JENNIFER WEBBCHIEF OF STAFF

SEAN MCKENNADIRECTOR OF COMMUNICATIONS

LINDSAY CRAWFORDAVP INSOLVENCY MANAGEMENT

DANIEL HICKSDIRECTOR OF INFORMATION SYSTEMS

JOY HIGAIMMEDIATE PAST CHAIR

JULIE MIX MCPEAKTREASURER

AMANDA BARBERAMPC CHAIR

ERIC DUPONTDIRECTOR

JOSEPH COHENDIRECTOR

NANCY MARGOLISDIRECTOR

NICHOLAS GERHARTDIRECTOR

PAMELA EPP OLSENDIRECTOR

RICHARD BOWMANDIRECTOR

ROBERT HEALYDIRECTOR

JOHN DEITELBAUMCHAIR

TODD THAKARSECRETARY

CHRISTINE CAPPIELLOVICE CHAIR

About this charity

Recognized since: January 1997
Location: 13873 PARK CENTER RD SUITE 505, HERNDON, VA 20171-3223
County: Fairfax
In care of: % KEITH SHERIDAN
Primary officer: Katharine Wade, President

How to reach them

Emailhelp@nolhga.com Phone(703) 787-4114 Officer phone(703) 787-4124

Filing and classification

Latest tax year: 2025
Tax period began: January 1, 2025
Return type: 990
NTEE classification: Professional Athletic Leagues (N80)
IRS tax category: Professional Athletic Leagues