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COOSA VALLEY CREDIT UNION

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Public IRS 990 nonprofit record

COOSA VALLEY CREDIT UNION

EIN 58-0664019

What they do

Provide Savings and Lending Activities to Member Owners of The Cooperative.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders43 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$91.99spent for every $100 of revenueRevenue covered expenses this year.
$15.27in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $838,204 for ANDY F HARRIS (PRESIDENT/CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$48,206,039
Expenses$44,344,822
Annual surplus $3,861,217 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$48,206,039
Expenses$44,344,822
Assets$677,062,779
Stocks and bonds$55,027,092
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
ANDY F HARRISPRESIDENT/CEO · 40 hrs/week $838,204Base $794,238 · Other $43,966
SAUNDERS JONES IIICLO · 40 hrs/week $458,560Base $432,878 · Other $25,682
GUY CHAMBLESSCFO · 40 hrs/week $381,590Base $313,729 · Other $67,861
A DAWN HARRISCOO · 40 hrs/week $346,229Base $316,752 · Other $29,477
SEAN G GAULDINVP OF INFOMATION TECHNOLOGY · 40 hrs/week $301,107Base $271,629 · Other $29,478
SERENA L STEVENSONVP HR/STAFF DEVELOPMENT · 40 hrs/week $242,623Base $208,267 · Other $34,356
SHARON R PRESLEYVP OF OPERATIONS · 40 hrs/week $232,084Base $198,031 · Other $34,053
JACOB W SIMPSONVP OF CONTINUOUS IMPROVEMENT · 40 hrs/week $231,227Base $194,454 · Other $36,773
JESSICA L NEWBERRYVP OF COMPLIANCE & PROCESS DEVELOPMENT · 40 hrs/week $225,513Base $195,689 · Other $29,824
SHARON L MCALISTERVP OF BRANCH OPERATIONS · 40 hrs/week $221,558Base $199,824 · Other $21,734
RHONDA K WILSONVP OF INDIRECT SERVICES · 40 hrs/week $220,317Base $198,583 · Other $21,734
STEPHANIE GRAVESVP OF MARKETING · 40 hrs/week $213,269Base $193,346 · Other $19,923

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (43)

ANDY F HARRISPRESIDENT/CEO

SAUNDERS JONES IIICLO

GUY CHAMBLESSCFO

A DAWN HARRISCOO

SEAN G GAULDINVP OF INFOMATION TECHNOLOGY

SERENA L STEVENSONVP HR/STAFF DEVELOPMENT

SHARON R PRESLEYVP OF OPERATIONS

JACOB W SIMPSONVP OF CONTINUOUS IMPROVEMENT

JESSICA L NEWBERRYVP OF COMPLIANCE & PROCESS DEVELOPMENT

SHARON L MCALISTERVP OF BRANCH OPERATIONS

RHONDA K WILSONVP OF INDIRECT SERVICES

STEPHANIE GRAVESVP OF MARKETING

BRETT M HUNTERBRANCH MANAGER

KIMBERLY R ACREYDIRECTOR OF LOAN OPERATIONS

SHERRY D DUNNBRANCH MANAGER

DENNIS G JOHNSONDIRECTOR OF FACILITIES & MAINTENANCE

GRAYSON S BAGWELLBRANCH MANAGER

DAVID W HULSEYBRANCH MANAGER

MITCHELL L SIMSDIRECTOR OF INFORMATION SYSTEMS

EMILY H OYLERBRANCH MANAGER

ROBERT E SMYTHINTERNAL COMMUNICATIONS

KIMBERLY D HARSTONBRANCH MANAGER

JENNIFER A LIPHAMDIRECTOR OF BRANCH OPERATIONS - NORTH

BENJAMIN M WALCHERPROGRAMMER ANALYST

STEPHANIE P SHEPPARDBRANCH MANAGER

JAMES M CHAMBERSACCOUNTING SUPERVISOR

STEPHANIE E DAVISAVP OF OPERATIONS

KELSEY D ROBINSONDIRECTOR OF COLLECTIONS

HEATHER A OXENREIDERAUDIT MANAGER

AMANDA L CHAPMANBRANCH MANAGER

MATTHEW T PALOPOLIDIRECTOR OF LEARNING & DEVELOPMENT

PAM GIVENSBOARD MEMBER

RANDY QUICKBOARD VICE CHAIRMAN

MATTHEW CRANEBOARD MEMBER

RICHARD DIPRIMABOARD SECRETARY

LUCIAN HARRISBOARD MEMBER

KENNETH C DUSKEYBOARD TREASURER

KELLY BARNESBOARD MEMBER

JENNY SHEALYBOARD MEMBER

G CLEVELAND HARTLEYBOARD CHARIMAN

CHRIS BROCKBOARD MEMBER

CHAD WOODSBOARD MEMBER

BRAD WILSONBOARD MEMBER

About this charity

Location
2010 Redmond Circle, Rome, GA 30165
County
Floyd
In care of
Guy Chambless
Primary officer
Guy Chambless, CFO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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