Powered by CharityEZ

Charity report ready

VYSTAR CREDIT UNION

We found this organization. Review its mission, finances, leadership, and ways to help below.

Back to search results

This report opened in a new tab, so your results are still waiting for you.

Public IRS 990 nonprofit record

VYSTAR CREDIT UNION

EIN 59-0690965 · Mutual & Membership Benefit (Y)

What they do

VYSTAR CREDIT UNION EXISTS to SERVE THE FINANCIAL NEEDS of OUR MEMBERS BY PROVIDING QUALITY PRODUCTS and SERVICES WHILE MAINTAINING FISCAL SOUNDNESS. OUR PURPOSE is to DO GOOD and OUR CORE VALUE is to LEAD BY EXAMPLE IN EVERYTHING WE DO.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders22 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$109.46spent for every $100 of revenueSpending was higher than revenue this year.
$14.41in assets for every $1 spent this yearSome assets cannot be spent right away.
0.0%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $83,846,786 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $2,197,049 for BRIAN E WOLFBURG (PRESIDENT/CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$886,102,117
Expenses$969,948,903
Annual shortfall $83,846,786 Expenses were higher than revenue for this filing year.
See all reported dollar amounts
Revenue$886,102,117
Expenses$969,948,903
Assets$13,974,781,649
Income$901,607,422
Contributions$10,500
Grants given$7,237,564
Average grant$58,367
Stocks and bonds$2,547,344,720
Accounting fees$275,431
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
BRIAN E WOLFBURGPRESIDENT/CEO · 40 hrs/week $2,197,049Base $2,148,577 · Other $48,472
JOHN ROBINSONVP/MORTGAGE BANKER · 40 hrs/week $1,115,421Base $1,076,139 · Other $39,282
CHAD MEADOWSCHIEF OPERATIONS OFFICER · 40 hrs/week $1,015,095Base $967,623 · Other $47,472
JOEL R SWANSONCHIEF LENDING OFFICER · 40 hrs/week $792,955Base $743,483 · Other $49,472
LISA COCHRANCHIEF INFORMATION OFFICER · 40 hrs/week $785,615Base $740,581 · Other $45,034
JASON KNIGHTSENIOR MORTGAGE LOAN OFFICER · 40 hrs/week $673,789Base $644,207 · Other $29,582
JAMES EDWARDSCFO · 40 hrs/week $596,251Base $544,600 · Other $51,651
LANCE DAVIESCHIEF RISK OFFICER & GENERAL COUNSEL · 40 hrs/week $586,458Base $530,557 · Other $55,901
BRADLEY KINGSENIOR MORTGAGE LOAN OFFICER · 40 hrs/week $585,938Base $536,268 · Other $49,670
PAUL BLACKSTONESVP, SPECIAL PROJECTS · 40 hrs/week $568,941Base $525,274 · Other $43,667
JENNY H VIPPERMANFORMER CHIEF LENDING OFFICER $563,819
KAWANZA HUMPHREYCHIEF HUMAN RESOURCE OFFICER · 40 hrs/week $514,909Base $474,866 · Other $40,043

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (22)

BRIAN E WOLFBURGPRESIDENT/CEO

JOHN ROBINSONVP/MORTGAGE BANKER

CHAD MEADOWSCHIEF OPERATIONS OFFICER

JOEL R SWANSONCHIEF LENDING OFFICER

LISA COCHRANCHIEF INFORMATION OFFICER

JASON KNIGHTSENIOR MORTGAGE LOAN OFFICER

JAMES EDWARDSCFO

LANCE DAVIESCHIEF RISK OFFICER & GENERAL COUNSEL

BRADLEY KINGSENIOR MORTGAGE LOAN OFFICER

PAUL BLACKSTONESVP, SPECIAL PROJECTS

JENNY H VIPPERMANFORMER CHIEF LENDING OFFICER

KAWANZA HUMPHREYCHIEF HUMAN RESOURCE OFFICER

ERIC HATFIELDVICE CHAIRMAN

PHILLIP K SIDDONSCHAIRMAN

JONATHAN HOGANTREASURER

DIANE R FEARSSECRETARY

WILLIAM VIVIANBOARD MEMBER (TERM DATE 3/8/24)

VICKI S HARRISBOARD MEMBER

JENNIFER LUSKBOARD MEMBER

GEORGE R BERRYBOARD MEMBER

MEREDITH PICKENSBOARD MEMBER

VICTOR BLACKSHEARBOARD MEMBER

About this charity

Recognized since
January 1972
Location
76 SOUTH LAURA STREET, JACKSONVILLE, FL 32202
County
Duval
In care of
JAMES EDWARDS
Primary officer
JAMES EDWARDS, CFO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
ERNST & YOUNG US LLP
NTEE classification
Mutual & Membership Benefit (Y)
IRS tax category
Mutual & Membership Benefit
Grant-giving organization
Yes

Thanks for caring! Learning about a charity is a great first step toward giving back.

About this report: Information comes from public nonprofit records and may show the latest filing available.

Close & return to results
Want to go deeper?

Full charity research is waiting at CharityEZ

Explore complete charity searches, information, reports, and research tools.

For Full Charity Searches and Information — Try CharityEZ
Are you this charity?Keep your current needs updated free with CharityEZ.
Post your needs free