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MEMBERS FIRST CREDIT UNION OF FLORIDA

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Public IRS 990 nonprofit record

MEMBERS FIRST CREDIT UNION OF FLORIDA

EIN 59-0777511 · Credit Unions (W61)

What they do

THE CREDIT UNIONS MISSION is to PROMOTE THRIFT AMONG ITS MEMBERS and CREATE A SOURCE of CREDIT for THEM AT LEGITIMATE RATES of INTEREST. THE CREDIT UNION SERVES MEMBERS IN ESCAMBIA, SANTA ROSA, and OKALOOSA COUNTIES IN FLORIDA. THE TOTAL NUMBER of MEMBERS is IN EXCESS of 19,000.

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Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders15 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$77.83spent for every $100 of revenueRevenue covered expenses this year.
$21.35in assets for every $1 spent this yearSome assets cannot be spent right away.

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  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $480,931 for MICHELE WILLIAMS (PRESIDENT/CEO). Compare pay with organizations of similar size and complexity.

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Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$17,643,366
Expenses$13,731,809
Annual surplus $3,911,557 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$17,643,366
Expenses$13,731,809
Assets$293,130,548
Income$17,644,505
Accounting fees$86,750
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
MICHELE WILLIAMSPRESIDENT/CEO · 40 hrs/week $480,931Base $286,656 · Other $194,275
TOM PAINTERCHIEF FINANCIAL OFFICER · 40 hrs/week $185,796Base $132,862 · Other $52,934
CARYL A GREENEPRESIDENT/CEO UNTIL 03/24 · 40 hrs/week $159,048Base $152,814 · Other $6,234
JOANNE HYATTCHIEF LENDING OFFICER · 40 hrs/week $141,844Base $127,725 · Other $14,119
JEFF CRUTCHFIELDCHIEF INFORMATION OFFICER · 40 hrs/week $139,513Base $115,136 · Other $24,377
TAMMY MILLERCHIEF OPERATING OFFICER · 40 hrs/week $131,994Base $120,261 · Other $11,733
ADETOUN SANDERSVP MARKETING & BUS. DEV. · 40 hrs/week $105,452Base $95,991 · Other $9,461
CHRISTINA REYNOLDSVP HUMAN RESOURCES · 40 hrs/week $89,715Base $85,029 · Other $4,686

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (15)

MICHELE WILLIAMSPRESIDENT/CEO

TOM PAINTERCHIEF FINANCIAL OFFICER

CARYL A GREENEPRESIDENT/CEO UNTIL 03/24

JOANNE HYATTCHIEF LENDING OFFICER

JEFF CRUTCHFIELDCHIEF INFORMATION OFFICER

TAMMY MILLERCHIEF OPERATING OFFICER

ADETOUN SANDERSVP MARKETING & BUS. DEV.

CHRISTINA REYNOLDSVP HUMAN RESOURCES

BILL FARINASDIRECTOR

CHARLOTTE SCHIPMANSECRETARY

CLARENCE LADNERDIRECTOR

JACK MARMASHTREASURER

KATHY TERRELLDIRECTOR

LINDA HARRISVICE CHAIRPERSON

THERESA MCCANTSCHAIRPERSON

About this charity

Recognized since
January 1970
Location
PO BOX 12983, PENSACOLA, FL 32591-2983
County
Escambia
In care of
% CARYL A GREENE PRESIDENT
Primary officer
MICHELE WILLIAMS, PRESIDENT/CEO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
WARREN AVERETT LLC
NTEE classification
Credit Unions (W61)
IRS tax category
Credit Unions

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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