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ITHINK FINANCIAL CREDIT UNION

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Public IRS 990 nonprofit record

ITHINK FINANCIAL CREDIT UNION

EIN 59-1286880 · Credit Unions (W61)

What they do

to DELIVER SERVICE EXCELLENCE to THE MEMBERSHIP and THE COMMUNITIES WE SERVE WHILE ENSURING THE SAFETY and SOUNDNESS of THE CREDIT UNION.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders23 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$85.60spent for every $100 of revenueRevenue covered expenses this year.
$19.32in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $1,016,089 for MICHAEL MILLER (CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$133,877,746
Expenses$114,596,734
Annual surplus $19,281,012 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$133,877,746
Expenses$114,596,734
Assets$2,214,503,227
Income$133,877,746
Grants given$350,598
Average grant$58,433
Stocks and bonds$148,110,894
Accounting fees$945,640
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
MICHAEL MILLERCEO · 40 hrs/week $1,016,089Base $932,791 · Other $83,298
JEFFREY KOLHAGENCFO · 40 hrs/week $449,286Base $363,317 · Other $85,969
MARK SKINNERCLO · 40 hrs/week $421,086Base $348,870 · Other $72,216
NICOLE HEFFELFINGERCRO · 40 hrs/week $372,608Base $321,633 · Other $50,975
BENJAMIN MAFFETTSBA & COMMERCIAL SALES MANAGER · 40 hrs/week $359,473Base $328,831 · Other $30,642
EDISON CERVANTESCTO · 40 hrs/week $348,106Base $309,717 · Other $38,389
BENJAMIN STURGELLGENERAL COUNSEL · 40 hrs/week $305,454Base $263,222 · Other $42,232
ANTHONY FURINOAVP COMMERCIAL LENDING · 40 hrs/week $223,593Base $188,416 · Other $35,177
BRADLEY STEWARTAVP RISK MANAGEMENT · 40 hrs/week $211,242Base $171,497 · Other $39,745
STEPHEN JOHNSONAVP ADMINISTRATION & MARKETING · 40 hrs/week $208,719Base $168,869 · Other $39,850
MARIE I MASCAROBOARD DIRECTOR · 1 hrs/week $7,049
RANDEE ABRAMSONAUDIT COMMITTEE · 1 hrs/week $6,969

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (23)

MICHAEL MILLERCEO

JEFFREY KOLHAGENCFO

MARK SKINNERCLO

NICOLE HEFFELFINGERCRO

BENJAMIN MAFFETTSBA & COMMERCIAL SALES MANAGER

EDISON CERVANTESCTO

BENJAMIN STURGELLGENERAL COUNSEL

ANTHONY FURINOAVP COMMERCIAL LENDING

BRADLEY STEWARTAVP RISK MANAGEMENT

STEPHEN JOHNSONAVP ADMINISTRATION & MARKETING

MARIE I MASCAROBOARD DIRECTOR

RANDEE ABRAMSONAUDIT COMMITTEE

JUANA T KRAUSEBOARD DIRECTOR

FRANK MAYSAUDIT COMMITTEE

HILARY HUNTERAUDIT COMMITTEE

DONALD L LEEBOARD DIRECTOR

MICHAEL W TOWNSENDBOARD CHAIRPERSON

SHAWN M LIMERICKAUDIT COMMITTEE

BRAD J DEBAUCHEBOARD VICE CHAIRPERSON

JOHNNY BENNETTBOARD TREASURER

STEPHANIE M FORSTERBOARD SECRETARY

PETER L BLACKLOCKBOARD DIRECTOR

THOMAS E BRAWLEYBOARD DIRECTOR

About this charity

Recognized since
January 2016
Location
1000 NW 17TH AVE, DELRAY BEACH, FL 33445-2555
County
Palm Beach
In care of
% ITHINK FINANCIAL CREDIT UNIO
Primary officer
MICHAEL MILLER, CEO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
DOEREN MAYHEW
NTEE classification
Credit Unions (W61)
IRS tax category
Credit Unions
Grant-giving organization
Yes

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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