CREDIT UNIONS IN THE STATE OF ALABAMA FAMILY SAVINGS CREDIT UNION
EIN 63-0355713 · Mutual & Membership Benefit (Y)
What they do
to PROVIDE THRIFT OPPORTUNITIES and LOW COST LOANS to MEMBERS.
Should I give to this charity?
Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.
Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.
Basic facts we verified
IRS warning checkNo IRS revocation warning appears in this data.
Money report from 2024The charity has a recent tax report to read.
They explain their jobThe charity tells us what it is trying to do.
They name their leaders18 people are listed in the latest report.
You can reach themThey list contact information, so you can ask questions.
Money made simple
Ask these three easy questions
- Who did you help? Ask for a recent story or report that shows real results.
- What will my money do? Ask exactly what your gift will pay for.
- Is this really the charity? Give only through its official website or confirmed phone number.
Pay context: The highest compensation shown in this filing is $759,017 for JOHN RIDDLE (COMMERCIAL LENDER). Compare pay with organizations of similar size and complexity.
Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.
Financial picture
A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.
Money in and money out
See all reported dollar amounts
Leadership and board
Names, titles, time, and compensation below are reported by the organization on its Form 990.
People reported as paid
Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.
See everyone listed on the board or leadership roster (18)
JOHN RIDDLECOMMERCIAL LENDER
DANNY VARNONPRESIDENT/CEO
CURTIS LETSONEXECUTIVE VICE PRESIDENT
AMY JACKSONMORTGAGE SERVICES DIRECTOR
DEBORAH GRAYCHIEF FINANCIAL OFFICER
ROBERT RAYBURNCHIEF LENDING OFFICER
MARCIE RIDDLEDIRECTOR OF BUSINESS SERVI
CHELSEA MCCARYCOMMERCIAL LOAN ASSISTANT
JONATHAN ROLANDCHEIF INFORMATION OFFICER
LESLI BISHOPCHIEF MARKETING OFFICER
BRANDON HESTERCOMMERICAL LOAN UNDERWRITER
HACKY JAGGERSSECRETARY
WALLY BURNSDIRECTOR
RONNIE REEDDIRECTOR
RANDEL MOUNTAINDIRECTOR
LP WILLIAMSONBOARD CHAIR
JAMES WILKESTREASURER
BILL WILLARDVICE CHAIRMAN
About this charity
- Recognized since
- January 1971
- Location
- 205 RESCIA AVE, RAINBOW CITY, AL 35906-5932
- County
- Etowah
- In care of
- % DANNY VARNON
- Primary officer
- DEBBIE GRAY, CFO
How to reach them
Filing and classification
- Latest tax year
- 2024
- Tax period began
- January 1, 2024
- Return type
- 990
- Tax preparer
- BMSS LLC
- NTEE classification
- Mutual & Membership Benefit (Y)
- IRS tax category
- Mutual & Membership Benefit