EMBLEM CREDIT UNION
EIN 63-6046132 · Mutual & Membership Benefit (Y)
What they do
COOPERATIVE SOCIETY INCORPORATED for THE TWOFOLD PURPOSE of PROMOTING THRIFT AMONG ITS MEMBERS and CREATING A SOURCE of CREDIT for THEM AT LEGITIMATE RATES of INTEREST.
Are they doing good?
The public paperwork has several good signs. Now check whether the charity can show who it helped.
Here is the honest answer: A tax form shows money and paperwork. It cannot prove that people, animals, or the community were truly helped.
Good signs we looked for
IRS warning checkNo IRS revocation warning appears in this data.
Money report from 2024The charity has a recent tax report to read.
They explain their jobThe charity tells us what it is trying to do.
They name their leaders17 people are listed in the latest report.
You can reach themThey list contact information, so you can ask questions.
Money made simple
Ask these three easy questions
- Who did you help? Ask for a recent story or report that shows real results.
- What will my money do? Ask exactly what your gift will pay for.
- Is this really the charity? Give only through its official website or confirmed phone number.
Pay context: The highest compensation shown in this filing is $764,236 for RON SUMMERALL (PRESIDENT/CEO - RETIRED DECEMBER 2024). Compare pay with organizations of similar size and complexity.
Bottom line: Good paperwork is a good sign—not proof. The best answer comes when the charity can show what it changed, who it helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.
Financial picture
A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.
Money in and money out
Selected spending reported on the 990
Each amount is compared with total expenses separately. These categories can overlap, so they should not be added together as a pie chart.
See all reported dollar amounts
Leadership and board
Names, titles, time, and compensation below are reported by the organization on its Form 990.
People reported as paid
Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.
See everyone listed on the board or leadership roster (17)
RON SUMMERALLPRESIDENT/CEO - RETIRED DECEMBER 2024
JD HOLTFINANCIAL ADVISOR
JEFF NAPPERVICE PRESIDENT/CFO, CEO - STARTING JANUARY 2025
GINA CHAMBERSVP, OPERATIONS
PAM BOOZERASSISTANT VP, HR DIRECTOR
MIKE SELFVP, BUSINESS SERVICES
RACHEL YOUNGVP, CONSUMER LENDING
DANNY L GOLDENSUPERVISORY COMMITTEE MBR
DR RONALD T MOSLEYSUPERVISORY COMMITTEE CHAIR
TONY REDDICKBOARD MEMBER
JOSEPH SAWYERBOARD SECRETARY/TREASURER
SONNY KIRBYBOARD VICE CHAIRPERSON
SABRINA BEVISSUPERVISORY COMMITTEE MBR
RONALD W BILL LOWMANBOARD MEMBER
EMILY H MILLSBOARD MEMBER
DR TONY J CATANZAROBOARD MEMBER
DR MARTHA LAVENDERBOARD CHAIRPERSON
About this charity
- Recognized since
- January 1971
- Location
- 702 WALNUT STREET, GADSDEN, AL 35901
- County
- Etowah
- In care of
- JEFF NAPPER
- Primary officer
- JEFF NAPPER, CFO
How to reach them
Filing and classification
- Latest tax year
- 2024
- Tax period began
- January 1, 2024
- Return type
- 990
- Tax preparer
- PEARCE BEVILL LEESBURG MOORE PC
- NTEE classification
- Mutual & Membership Benefit (Y)
- IRS tax category
- Mutual & Membership Benefit
- Grant-giving organization
- Yes