HEBREW FREE LOAN ASSOC OF S FLORIDA INC Charity Report

Tax-exempt status may be revoked

HEBREW FREE LOAN ASSOC OF S FLORIDA INC

EIN 65-0204289 · Motor Vehicle and Parts Dealers

What they do

to PROVIDE INTEREST-FREE LOANS to THE JEWISH INDIVIDUALS and FAMILIES WHOSE FINANCIAL NEEDS ARE URGENT

Before you give

Should I give to this charity?

Easy charity check

Stop and check first

This record may have an IRS status problem. Do not give until you verify it.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkThere may be a problem with its nonprofit status. Check before giving.

Money report from 2017The report may be old. Ask for a newer one.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders20 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

35.41%of revenue went to mission work60.1% of expenses · Program services

0.22%of revenue went to fundraising0.4% of expenses

$58.87spent for every $100 of revenueRevenue covered expenses this year.

23.25%of revenue went to management and office costs39.5% of expenses

$15.60in assets for every $1 spent this yearSome assets cannot be spent right away.

95.8%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $12,881 for OKSANA CARDINI (CFO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2017

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$65,612

Mission workProgram services$23,23135.41% of revenue60.1% of expenses

ManagementOffice and general costs$15,25523.25% of revenue39.5% of expenses

FundraisingAsking for donations$1420.22% of revenue0.4% of expenses

Revenue left after expensesReported annual surplus$26,98441.13% of revenueShown in gray on the chart

Total expenses$38,62858.87% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2017CurrentExpense mix: 60.1% mission · 39.5% management · 0.4% fundraisingTotal expenses: 58.87% of revenue

2016Expense mix: 76.7% mission · 22.8% management · 0.5% fundraisingTotal expenses: 36.28% of revenue

Money in and money out

Revenue$65,612

Expenses$38,628

Annual surplus $26,984 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$23,231 · 60.1% of expenses

Management and office costs$15,255 · 39.5% of expenses

Fundraising$142 · 0.4% of expenses

See all reported dollar amounts

Revenue$65,612

Expenses$38,628

Assets$602,552

Income$65,612

Contributions$62,830

Mission work (program services)$23,231

Fundraising$142

Management and general$15,255

People

Leadership and board

Tax year 2017

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

OKSANA CARDINICFO · 1 hrs/week $12,881Base · Other $12,881

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (20)

OKSANA CARDINICFO

JACLYN BERGMANBOARD MEMBER

VALRIE SCHIMELBOARD MEMBER

RENEE LOPEZ-CANTERABOARD MEMBER

MICHELLE BEN-AVIVPRESIDENT

MATTHEW ADLERTREASURER

KIMBERLY MENDELSONSECRETARY

JONATHAN D FISCHERBOARD MEMBER

JONATHAN RAIFFEBOARD MEMBER

JACOB RUSSOBOARD MEMBER

ADAM BERGMANBOARD MEMBER

ILANA YUZ BRODSKYBOARD MEMBER

GISELA ADESBOARD MEMBER

GABRIELLA RUBINSZTAINVICE PRESIDENT

ELISE SCHECK BONWITTBOARD MEMBER

CLAIRE PLEWINSKIBOARD MEMBER

CHAIM PLEWINSKIBOARD MEMBER

BRIELLE MARKBOARD MEMBER

ARNAUD KARSENTIBOARD MEMBER

ANDREW WEINBERGIMMEDIATE PAST PRESIDENT

About this charity

Location: 4200 BISCAYNE BLVD, MIAMI, FL 33137
County: Miami-Dade
In care of: Oksana Cardini
Primary officer: Oksana Cardini, CFO

How to reach them

WebsiteVisit the charity’s website Phone(305) 692-7555 Officer phone(305) 576-4000

Filing and classification

Latest tax year: 2017
Tax period began: January 1, 2017
Return type: 990
IRS tax category: Motor Vehicle and Parts Dealers
Revocation date: May 15, 2021