OKLAHOMA EDUCATORS CREDIT UNION Charity Report

Public IRS 990 nonprofit record

OKLAHOMA EDUCATORS CREDIT UNION

EIN 73-0742019 · Mutual & Membership Benefit (Y)

What they do

PROVIDING FINANCIAL SERVICES to SCHOOL EMPLOYEES, STUDENTS, and THEIR FAMILIES.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $100.00 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders11 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

88.70%of revenue went to mission work100.0% of expenses · Program services

$88.70spent for every $100 of revenueRevenue covered expenses this year.

$19.46in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $567,997 for CINDY WHITE (PRESIDENT / CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$17,580,601

Mission workProgram services$15,593,91888.70% of revenue100.0% of expenses

ManagementOffice and general costs0.00% of revenue0.0% of expenses

FundraisingAsking for donations0.00% of revenue0.0% of expenses

Revenue left after expensesReported annual surplus$1,986,68511.30% of revenueShown in gray on the chart

Total expenses$15,593,91688.70% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2025CurrentExpense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 88.70% of revenue

2024Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 86.04% of revenue

2023Expense mix: 99.9% mission · 0.0% management · 0.0% fundraisingTotal expenses: 83.21% of revenue

2022Expense mix: 99.9% mission · 0.0% management · 0.0% fundraisingTotal expenses: 83.17% of revenue

2021Expense mix: 99.9% mission · 0.0% management · 0.0% fundraisingTotal expenses: 81.30% of revenue

2020Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 85.63% of revenue

2019Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 85.70% of revenue

2018Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 85.13% of revenue

Money in and money out

Revenue$17,580,601

Expenses$15,593,916

Annual surplus $1,986,685 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$15,593,918 · 100.0% of expenses

See all reported dollar amounts

Revenue$17,580,601

Expenses$15,593,916

Assets$303,509,304

Income$21,542,013

Mission work (program services)$15,593,918

Grants given$23,821

Average grant$1,832

Accounting fees$58,000

Investing fees$106,206

People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

CINDY WHITEPRESIDENT / CEO · 60 hrs/week $567,997Base $497,847 · Other $70,150

TRENT VAUGHNSENIOR VICE PRESIDENT · 60 hrs/week $444,975Base $386,252 · Other $58,723

BOB HERZIGCFO · 60 hrs/week $213,388Base $196,215 · Other $17,173

JOSH STONEVP OF BACK OFFICE OPERATIO · 60 hrs/week $135,405Base $119,379 · Other $16,026

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (11)

CINDY WHITEPRESIDENT / CEO

TRENT VAUGHNSENIOR VICE PRESIDENT

BOB HERZIGCFO

JOSH STONEVP OF BACK OFFICE OPERATIO

ANDY SCOTTBOARD MEMBER

BRENDA BOLENBOARD MEMBER

JEFF DEWITTBOARD MEMBER

MIKE OSSENKOPBOARD MEMBER

RENEE AXTELLBOARD MEMBER - CHAIRMAN

RICK DAWKINSBOARD MEMBER

STEVEN ALLENBOARD MEMBER

About this charity

Recognized since: January 1965
Location: 4001 NW EXPRESSWAY, OKLAHOMA CITY, OK 73116
County: Oklahoma
In care of: CINDY WHITE
Primary officer: CINDY WHITE, PRESIDENT

How to reach them

WebsiteVisit the charity’s website Phone(405) 722-2234

Filing and classification

Latest tax year: 2025
Tax period began: January 1, 2025
Return type: 990
Tax preparer: LEY GIFFORD & FARR PLLC
NTEE classification: Mutual & Membership Benefit (Y)
IRS tax category: Mutual & Membership Benefit
Grant-giving organization: Yes