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U S EMPLOYEES CREDIT UNION

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Public IRS 990 nonprofit record

U S EMPLOYEES CREDIT UNION

EIN 74-0695417 · Telecommunications (W50)

What they do

USE Credit Union is A Cooperative Thrift Financial Institution and is A State Chartered Credit Union In The State of Texas. USE Credit Union is Insured By The National Credit Union Administration. USE Credit Union Offers Competitive Financial Products and Services to Members. USE Credit Unions Mission is to Encourage Members Personal Sucess Through Exceptional Financial Services.

Before you give

Should I give to this charity?

Easy charity check
Look at where the money went

Of every $100 spent, about $99.40 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders13 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

85.19%of revenue went to mission work99.4% of expenses · Program services
$85.73spent for every $100 of revenueRevenue covered expenses this year.
$22.75in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $140,057 for SANDRA CHILDERS (CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$4,442,614
Mission workProgram services$3,784,66485.19% of revenue99.4% of expenses
ManagementOffice and general costs0.00% of revenue0.0% of expenses
FundraisingAsking for donations0.00% of revenue0.0% of expenses
Revenue left after expensesReported annual surplus$634,02314.27% of revenueShown in gray on the chart
Total expenses$3,808,59185.73% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails
2025CurrentExpense mix: 99.4% mission · 0.0% management · 0.0% fundraisingTotal expenses: 85.73% of revenue
2024Expense mix: 99.6% mission · 0.0% management · 0.0% fundraisingTotal expenses: 84.32% of revenue
2023Expense mix: 99.4% mission · 0.0% management · 0.0% fundraisingTotal expenses: 94.31% of revenue
2022Expense mix: 99.4% mission · 0.0% management · 0.0% fundraisingTotal expenses: 97.46% of revenue
2021Expense mix: 99.4% mission · 0.0% management · 0.0% fundraisingTotal expenses: 89.00% of revenue
2020Expense mix: 99.4% mission · 0.0% management · 0.0% fundraisingTotal expenses: 94.01% of revenue
2019Expense mix: 99.4% mission · 0.0% management · 0.0% fundraisingTotal expenses: 94.02% of revenue
2018Expense mix: 99.3% mission · 0.0% management · 0.0% fundraisingTotal expenses: 94.76% of revenue

Money in and money out

Revenue$4,442,614
Expenses$3,808,591
Annual surplus $634,023 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$3,784,664 · 99.4% of expenses
See all reported dollar amounts
Revenue$4,442,614
Expenses$3,808,591
Assets$86,642,532
Income$4,442,614
Mission work (program services)$3,784,664
Stocks and bonds$676,211
Accounting fees$27,700
Investing fees$20,001
People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
SANDRA CHILDERSCEO · 40 hrs/week $140,057Base $110,215 · Other $29,842
MARINA IZVEKOVAVP OF ACCOUNTING · 40 hrs/week $128,633Base $98,601 · Other $30,032
LATISHA SCHOOLSVP OF OPERATIONS · 40 hrs/week $91,652Base $73,786 · Other $17,866
LAURA LEALIT MANAGER · 40 hrs/week $81,981Base $56,315 · Other $25,666

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (13)

SANDRA CHILDERSCEO

MARINA IZVEKOVAVP OF ACCOUNTING

LATISHA SCHOOLSVP OF OPERATIONS

LAURA LEALIT MANAGER

CHARLES KONIKOFFVICE CHAIRPERSON, DIRECTOR

CHRISTOPHER FORTUNEDIRECTOR

CLARENCE BROOKSDIRECTOR

GERALD BUNNBOARD SECRETARY, TREASURER, DIRECTOR

KAREN HYMANDIRECTOR

LINDA CORBINDIRECTOR

MIKE FOSTERCHAIRMAN, DIRECTOR

PAMELA EDWARDSDIRECTOR

SHAHARA WRIGHTDIRECTOR

About this charity

Recognized since
January 1976
Location
24909 KUYKENDAHL RD, TOMBALL, TX 77375-3295
County
Harris
In care of
% SANDY CHILDERS
Primary officer
Marina Izvekova, VP of Accounting

How to reach them

Filing and classification

Latest tax year
2025
Tax period began
January 1, 2025
Return type
990
NTEE classification
Telecommunications (W50)
IRS tax category
Telecommunications

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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