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MEMBERS FIRST CREDIT UNION

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Public IRS 990 nonprofit record

MEMBERS FIRST CREDIT UNION

EIN 74-1142836 · Telecommunications (W50)

What they do

to IMPROVE THE FINANCIAL WELL BEING of OUR MEMBER/OWNERS BY PROMOTING THRIFT SAVINGS and OFFERING COMPETITIVE LOAN PRODUCTS

Before you give

Are they doing good?

Easy charity check
Good signs so far

The public paperwork has several good signs. Now check whether the charity can show who it helped.

Here is the honest answer: A tax form shows money and paperwork. It cannot prove that people, animals, or the community were truly helped.

Good signs we looked for

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders11 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$74.03spent for every $100 of revenueRevenue covered expenses this year.
$24.80in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $216,657 for WANDA MUESSEL (CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Good paperwork is a good sign—not proof. The best answer comes when the charity can show what it changed, who it helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$10,180,697
Expenses$7,537,019
Annual surplus $2,643,678 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$10,180,697
Expenses$7,537,019
Assets$186,929,948
Income$9,628,545
Stocks and bonds$9,819,853
People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
WANDA MUESSELCEO · 40 hrs/week $216,657
PAUL BESSEEXECUTIVE VICE PRESIDENT · 40 hrs/week $133,513
BLAKE KEMMISCHIEF INFORMATION OFFICER · 1 hrs/week $114,781
ADRIANA MENCHACACHIEF OPERATIONS OFFICER · 1 hrs/week $113,134

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (11)

WANDA MUESSELCEO

PAUL BESSEEXECUTIVE VICE PRESIDENT

BLAKE KEMMISCHIEF INFORMATION OFFICER

ADRIANA MENCHACACHIEF OPERATIONS OFFICER

CURTIS REEVESVICE-CHAIRMAN

LUTHER HIGHTCHAIRMAN

MANUEL ESQUIVEL IIIDIRECTOR

MARK KULWICKIDIRECTOR

RAY ALMAGUERSECRETARY/TREASURER

SABRA MORLANDIRECTOR

SAM SHORESDIRECTOR

About this charity

Recognized since
January 1976
Location
5444 S STAPLES ST, CORPUS CHRISTI, TX 78411
County
Nueces
In care of
PAUL BESSE
Primary officer
PAUL BESSE, EXECUTIVE VICE PRESIDENT

How to reach them

Filing and classification

Latest tax year
2025
Tax period began
January 1, 2025
Return type
990
NTEE classification
Telecommunications (W50)
IRS tax category
Telecommunications

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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