COMMUNITY SERVICE CREDIT UNION Charity Report

Public IRS 990 nonprofit record

COMMUNITY SERVICE CREDIT UNION

EIN 74-1478219 · Telecommunications (W50)

What they do

The Mission of Community Service Credit Union is to Promote and Provide A Range of Financial Services to Meet The Needs of The Membership While Adhering to Sound Financial Practices for Maintaining A Healthy Capital Structure. Employ Continuous Research and Development Programs to Discover and Satisfy The Needs of Our Member and Provide Well Trained Courteous Credit Union Representatives to Assist In Improving The Quality of Lifestyle of Our Membership.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $95.50 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders19 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

88.87%of revenue went to mission work95.5% of expenses · Program services

$93.02spent for every $100 of revenueRevenue covered expenses this year.

$14.02in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $227,902 for BRENDA HOOKER (CHIEF EXECUTIVE OFFICER). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$12,634,573

Mission workProgram services$11,228,69088.87% of revenue95.5% of expenses

ManagementOffice and general costs0.00% of revenue0.0% of expenses

FundraisingAsking for donations0.00% of revenue0.0% of expenses

Revenue left after expensesReported annual surplus$882,0636.98% of revenueShown in gray on the chart

Total expenses$11,752,51093.02% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2025CurrentExpense mix: 95.5% mission · 0.0% management · 0.0% fundraisingTotal expenses: 93.02% of revenue

2024Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 94.98% of revenue

2023Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 98.49% of revenue

2022Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 93.58% of revenue

2019Expense mix: 0.0% mission · 100.0% management · 0.0% fundraisingTotal expenses: 87.22% of revenue

2018Expense mix: 0.0% mission · 100.0% management · 0.0% fundraisingTotal expenses: 90.15% of revenue

2017Expense mix: 0.0% mission · 100.0% management · 0.0% fundraisingTotal expenses: 93.70% of revenue

2016Expense mix: 0.0% mission · 100.0% management · 0.0% fundraisingTotal expenses: 94.85% of revenue

Money in and money out

Revenue$12,634,573

Expenses$11,752,510

Annual surplus $882,063 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$11,228,690 · 95.5% of expenses

See all reported dollar amounts

Revenue$12,634,573

Expenses$11,752,510

Assets$164,749,549

Income$12,634,573

Mission work (program services)$11,228,690

Accounting fees$122,924

Investing fees$2,829

People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

BRENDA HOOKERCHIEF EXECUTIVE OFFICER · 45 hrs/week $227,902

PATSY LINDAMOODCHIEF FINANCIAL OFFICER · 45 hrs/week $209,461

JOHN HENDRICKDEPUTY CHIEF EXECUTIVE OFFICER · 45 hrs/week $207,442

CAROL D SULLIVANSR LOAN OFFICER · 40 hrs/week $133,380

JENNIFER GOODALLCHIEF EXPERIENCE OFFICER · 45 hrs/week $126,568

VERONICA MCMILLIANLOAN OFFICER · 40 hrs/week $126,300

MARY DYECHIEF RISK OFFICER · 45 hrs/week $116,976

MARCUS ARMSTRONGSR LOAN OFFICER · 40 hrs/week $110,630

MARISSA CANOSR LOAN OFFICER · 40 hrs/week $107,433

WAYNE SCOTTBOARD CHAIRMAN · 2 hrs/week $3,200

DEWITT OLEINIKBOARD MEMBER · 1 hrs/week $2,125

S O WOODSBOARD VICE CHAIRMAN · 1 hrs/week $2,025

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (19)

BRENDA HOOKERCHIEF EXECUTIVE OFFICER

PATSY LINDAMOODCHIEF FINANCIAL OFFICER

JOHN HENDRICKDEPUTY CHIEF EXECUTIVE OFFICER

CAROL D SULLIVANSR LOAN OFFICER

JENNIFER GOODALLCHIEF EXPERIENCE OFFICER

VERONICA MCMILLIANLOAN OFFICER

MARY DYECHIEF RISK OFFICER

MARCUS ARMSTRONGSR LOAN OFFICER

MARISSA CANOSR LOAN OFFICER

WAYNE SCOTTBOARD CHAIRMAN

DEWITT OLEINIKBOARD MEMBER

S O WOODSBOARD VICE CHAIRMAN

FERN FROSCHBOARD MEMBER

JOHN BURNEYBOARD MEMBER

PAUL BROWNSECRETARY

DAVID FONSECABOARD MEMBER ASSOCIATE DIRECTOR

LISA BRANCHBOARD MEMBER ASSOCIATE DIRECTOR

JERRY LARRISONBOARD MEMBER ASSOCIATE DIRECTOR

MATTHEW DAVIDSONBOARD MEMBER ASSOCIATE DIRECTOR

About this charity

Recognized since: January 1976
Location: 250 FM 2821 RD W, HUNTSVILLE, TX 77320-8422
County: Walker
In care of: % BRENDA HOOKER
Primary officer: Amanda Rosenlund, VP Accounting & Finance

How to reach them

Phone(396) 295-3980 Officer phone(936) 649-6113

Filing and classification

Latest tax year: 2025
Tax period began: January 1, 2025
Return type: 990
NTEE classification: Telecommunications (W50)
IRS tax category: Telecommunications