QUALTRUST CREDIT UNION Charity Report

Public IRS 990 nonprofit record

QUALTRUST CREDIT UNION

EIN 75-0816360

What they do

Qualtrust Credit Union is A Cooperative Financial Institution That is A Member of The NCUA Insurance Fund and is Regulated By The Texas Credit Union Department and NCUA. Qualtrust Offers Products and Services In Four Primary Areas: Savings & Checking Accounts, Consumer & Real Estate Loans.

Before you give

Should I give to this charity?

Easy charity check

We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2016The report may be old. Ask for a newer one.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders11 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$98.77spent for every $100 of revenueRevenue covered expenses this year.

$23.34in assets for every $1 spent this yearSome assets cannot be spent right away.

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Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $268,491 for JOHN DICHIARO (CEO). Compare pay with organizations of similar size and complexity.

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Money

Financial picture

Tax year 2016

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$8,510,883

Expenses$8,406,439

Annual surplus $104,444 Revenue was higher than expenses for this filing year.

See all reported dollar amounts

Revenue$8,510,883

Expenses$8,406,439

Assets$196,169,131

Accounting fees$28,112

Investing fees$13,500

People

Leadership and board

Tax year 2016

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

JOHN DICHIAROCEO · 40 hrs/week $268,491Base $235,261 · Other $33,230

SCOTT MCMILLANEVP · 40 hrs/week $197,029Base $166,199 · Other $30,830

DONNA TOTHCFO · 40 hrs/week $154,448Base $137,453 · Other $16,995

GREG SCOTTSVP - MARKETING · 40 hrs/week $117,526Base $111,427 · Other $6,099

STEVEN L WRIGHTCHAIRMAN, BOARD OF DIRECTORS · 1 hrs/week $6,280

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (11)

JOHN DICHIAROCEO

SCOTT MCMILLANEVP

DONNA TOTHCFO

GREG SCOTTSVP - MARKETING

STEVEN L WRIGHTCHAIRMAN, BOARD OF DIRECTORS

CARLTON BAKERBOARD OF DIRECTORS

CINDY WHITMORESECRETARY, BOARD OF DIRECTORS

DENNIS KELLAMTREASURER, BOARD OF DIRECTORS

EDDIE SERFACEVICE CHAIRMAN, BOARD OF DIRECTORS

RUSTY HAMPERBOARD OF DIRECTORS

SEAN CHOATEBOARD OF DIRECTORS

About this charity

Location: 6201 CAMPUS CIRCLE DRIVE E, IRVING, TX 75063
County: Dallas
In care of: Donna Toth
Primary officer: Donna Toth, CFO/SVP

How to reach them

WebsiteVisit the charity’s website Phone(972) 714-1300

Filing and classification

Latest tax year: 2016
Tax period began: January 1, 2016
Return type: 990