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WHITEFISH CREDIT UNION ASSOCIATION

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Public IRS 990 nonprofit record

WHITEFISH CREDIT UNION ASSOCIATION

EIN 81-0208730

What they do

to PROVIDE A FAVORABLE RETURN ON SAVINGS and LOANS AT REASONABLE RATES to ELIGIBLE MEMBERS.

Before you give

Should I give to this charity?

Easy charity check
Look at where the money went

Of every $100 spent, about $100.00 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders22 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

74.25%of revenue went to mission work100.0% of expenses · Program services
$97.50spent for every $100 of revenueRevenue covered expenses this year.
$22.13in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $1,825,265 for JAMES KENYON (PRESIDENT AND CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$44,809,203
Mission workProgram services$33,270,69774.25% of revenue100.0% of expenses
ManagementOffice and general costs0.00% of revenue0.0% of expenses
FundraisingAsking for donations0.00% of revenue0.0% of expenses
Revenue left after expensesReported annual surplus$11,538,50625.75% of revenueShown in gray on the chart
Total expenses$33,270,69774.25% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Money in and money out

Revenue$90,196,847
Expenses$87,938,601
Annual surplus $2,258,246 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$33,270,697 · 37.8% of expenses
See all reported dollar amounts
Revenue$90,196,847
Expenses$87,938,601
Assets$1,946,130,425
Mission work (program services)$33,270,697
Grants given$560,796
Average grant$16,494
Stocks and bonds$551,373,742
Accounting fees$252,175
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
JAMES KENYONPRESIDENT AND CEO · 40 hrs/week $1,825,265Base $1,276,177 · Other $549,088
SCOTT BOLSTERSVP AND CHIEF FINANCIAL OFFICER · 40 hrs/week $402,684Base $328,867 · Other $73,817
STEPHEN W HAUGENSVP AND CHIEF INFORMATION OFFICER · 40 hrs/week $328,100Base $246,648 · Other $81,452
COLLEEN M MURPHYSVP AND CHIEF OPERATIONS OFFICER · 40 hrs/week $304,772Base $233,461 · Other $71,311
CORY J COOPMANSVP OF IT AND PROJECT MANAGEMENT · 40 hrs/week $240,172Base $209,421 · Other $30,751
MATTHEW VENTURINISVP OF LENDING · 40 hrs/week $231,359Base $200,941 · Other $30,418
CHERYL MINTZSVP OF HUMAN RESOURCES · 40 hrs/week $219,902Base $189,656 · Other $30,246
KELLY S ST ONGEVP COMMERCIAL CREDIT OFFICER · 40 hrs/week $217,436Base $194,807 · Other $22,629
JOSHUA S WILSONSVP OF MARKETING · 40 hrs/week $208,736Base $178,784 · Other $29,952
JENNIFER D ARCHERSVP OF RETAIL & LOAN OPERATIONS · 40 hrs/week $201,317Base $181,263 · Other $20,054
TIMOTHY GAERTNERVP, MORTGAGE LOAN MANAGER · 40 hrs/week $174,043Base $145,188 · Other $28,855
SHANNON TOBINCOMMERCIAL LOAN MANAGER · 40 hrs/week $159,571Base $146,132 · Other $13,439

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (22)

JAMES KENYONPRESIDENT AND CEO

SCOTT BOLSTERSVP AND CHIEF FINANCIAL OFFICER

STEPHEN W HAUGENSVP AND CHIEF INFORMATION OFFICER

COLLEEN M MURPHYSVP AND CHIEF OPERATIONS OFFICER

CORY J COOPMANSVP OF IT AND PROJECT MANAGEMENT

MATTHEW VENTURINISVP OF LENDING

CHERYL MINTZSVP OF HUMAN RESOURCES

KELLY S ST ONGEVP COMMERCIAL CREDIT OFFICER

JOSHUA S WILSONSVP OF MARKETING

JENNIFER D ARCHERSVP OF RETAIL & LOAN OPERATIONS

TIMOTHY GAERTNERVP, MORTGAGE LOAN MANAGER

SHANNON TOBINCOMMERCIAL LOAN MANAGER

MOLLY DROLLINGERVP CONTROLLER

BARBARA STROUSEVP MORTGAGE LOAN MANAGER

MICHAEL T BLUBAUGHINV. OFFICER (FORMER CFO)

TOM CULLENBOARD DIRECTOR

SUE BROWNBOARD VICE CHAIRMAN

SHARON KAHLEBOARD DIRECTOR

LYLE PHILLIPSBOARD DIRECTOR

LEO TRACYSECRETARY TREASURER

FRANK GARNERBOARD DIRECTOR

FRANK BARNESBOARD CHAIRMAN

About this charity

Location
300 BAKER AVENUE PO BOX 37, WHITEFISH, MT 599370037
County
Flathead
In care of
SCOTT BOLSTER
Primary officer
SCOTT BOLSTER, SVP & CFO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
BAKER TILLY ADVISORY GROUP LP
Grant-giving organization
Yes

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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