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CENTER FOR HOUSING EDUCATION AND FINANCIAL FITNESS

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Public IRS 990 nonprofit record

CENTER FOR HOUSING EDUCATION AND FINANCIAL FITNESS

EIN 82-4260950 · Financial Counseling (P51)

What they do

Vendor Participation In 3 Community Outreach Events. Presented Credit Building Workshops In Partnership With The Chicago Public Library. Presented Building Wealth and Legacy Workshop In Partnership With Habitat for Humanity Chicago. Hosted 3 Virtual Financial Literacy Workshops. Partnered With A Local Church Presenting A Financial Health Workshop. Center for Housing Education and Financial Fitness Reached Approximately 200 Households Through Its Activities In 2025.

Before you give

Should I give to this charity?

Easy charity check
The spending raises an important question

Of every $100 spent, about $19.30 was reported for mission work and $0.00 for fundraising. Understand this before you give.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders4 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

17.34%of revenue went to mission work19.3% of expenses · Program services
$89.89spent for every $100 of revenueRevenue covered expenses this year.
$0.34in assets for every $1 spent this yearSome assets cannot be spent right away.
100.0%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $2,448 for DELORES ALLEN (PRESIDENT). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$7,715
Mission workProgram services$1,33817.34% of revenue19.3% of expenses
ManagementOffice and general costs0.00% of revenue0.0% of expenses
FundraisingAsking for donations0.00% of revenue0.0% of expenses
Revenue left after expensesReported annual surplus$78010.11% of revenueShown in gray on the chart
Total expenses$6,93589.89% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Pause before giving. This filing reports that 0.0% of spending went to fundraising and 19.3% went to mission work. Ask the charity to explain these numbers and show recent results.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails
2025CurrentExpense mix: 19.3% mission · 0.0% management · 0.0% fundraisingTotal expenses: 89.89% of revenue
2024Expense mix: 23.6% mission · 0.0% management · 0.0% fundraisingTotal expenses: 103.74% of revenue
2023Expense mix: 14.2% mission · 0.0% management · 0.0% fundraisingTotal expenses: 78.65% of revenue
2022Expense mix: 14.7% mission · 0.0% management · 0.0% fundraisingTotal expenses: 71.69% of revenue

Money in and money out

Revenue$7,715
Expenses$6,935
Annual surplus $780 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$1,338 · 19.3% of expenses
See all reported dollar amounts
Revenue$7,715
Expenses$6,935
Assets$2,353
Income$7,715
Contributions$7,715
Mission work (program services)$1,338
People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
DELORES ALLENPRESIDENT · 25 hrs/week $2,448

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (4)

DELORES ALLENPRESIDENT

DEBRA PERNELLSECRETARY

HARLETTE WASHINGTONTREASURER

RHOMEL OWENSBOARD CHAIRMAN

About this charity

Recognized since
January 2019
Location
10743 S EMERALD AVE, CHICAGO, IL 60628-3105
County
Cook
In care of
Harlette Washington
Primary officer
Harlette Washington, Treasurer

How to reach them

Filing and classification

Latest tax year
2025
Tax period began
January 1, 2025
Return type
990EZ
NTEE classification
Financial Counseling (P51)
IRS tax category
Financial Counseling

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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