NATIVE FINANCE DEVELOPMENT CORPORATION Charity Report

Public IRS 990 nonprofit record

NATIVE FINANCE DEVELOPMENT CORPORATION

EIN 83-1499750 · Centers to Support the Independence of Specific Populations (P80)

What they do

The Mission of NFDC is to Bring Financial Equity and Promote The Financial Development of Tribal Government, Tribal Entities and Institutions, and People Living On Indian Reservations. We Aim to Improve The Social and Economic Environments of Indian Reservations That Lack Adequate Access to Affordable Capital and Reliable Financial Education and Services. By Sourcing From The Strengths of Native American Values, We Pool Assets and Resources of The Tribal Communities to Address Unmet Banking Needs and Create Economic Opportunities On Reservations.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $100.00 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders7 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

116.86%of revenue went to mission work100.0% of expenses · Program services

$116.86spent for every $100 of revenueSpending was higher than revenue this year.

$0.78in assets for every $1 spent this yearSome assets cannot be spent right away.

100.0%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $58,540 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $27,851 for ERIC MENZEL (PROJECT COORDINATO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$347,112

Mission workProgram services$405,652116.86% of revenue100.0% of expenses

ManagementOffice and general costs0.00% of revenue0.0% of expenses

FundraisingAsking for donations0.00% of revenue0.0% of expenses

Total expenses$405,652116.86% of revenue

Expenses were greater than revenue, so the colored ring fills the available $100 and the total above 100% is shown below.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2025CurrentExpense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 116.86% of revenue

2024Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 91.50% of revenue

2023Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 100.00% of revenue

Money in and money out

Revenue$347,112

Expenses$405,652

Annual shortfall $58,540 Expenses were higher than revenue for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$405,652 · 100.0% of expenses

See all reported dollar amounts

Revenue$347,112

Expenses$405,652

Assets$317,374

Income$347,112

Contributions$347,109

Mission work (program services)$405,652

Stocks and bonds$4,149

People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

ERIC MENZELPROJECT COORDINATO · 10 hrs/week $27,851Base $26,558 · Other $1,293

CAROLINE COLTONCOMMUNITY ORGANIZE · 10 hrs/week $23,596Base $22,218 · Other $1,378

TRACY JOHNSTONFINANCIAL COACH · 8 hrs/week $15,997

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (7)

ERIC MENZELPROJECT COORDINATO

CAROLINE COLTONCOMMUNITY ORGANIZE

TRACY JOHNSTONFINANCIAL COACH

CYNTHIA TAMTREASURER

JAMES M HILL SRCHAIRMAN

RIGOBERTO D RUIZSECRETARY

TERESA MARTINEZBOARD MEMBER

About this charity

Recognized since: January 2018
Location: 3530 Camino De Las Lomas, Vista, CA 92084
County: San Diego
In care of: Cynthia Tam
Primary officer: Cynthia Tam, CEO

How to reach them

Phone(619) 200-6277

Filing and classification

Latest tax year: 2025
Tax period began: January 1, 2025
Return type: 990
Tax preparer: CYNTHIA TAM CFPR
NTEE classification: Centers to Support the Independence of Specific Populations (P80)
IRS tax category: Centers to Support the Independence of Specific Populations