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NAKODA-AANIIH CREDIT AGENCY

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Tax-exempt status may be revoked

NAKODA-AANIIH CREDIT AGENCY

EIN 83-2589396

What they do

to PROVIDE RESPONSIBLE, AFFORDABLE LENDING OPPORTUNITIES for UNDER-BANKED INDIVIDUALS, ESPCIALLY THOSE WHO ARE LOW-INCOME and LOW-WEALTH. NACA WILL ALSO OFFER TECHNICAL ASSISTANCE THROUGH FINANCIAL LITERACY TRAINING, CREDIT COACHING, SMALL BUSINESS and AGRI-BUSINESS TRAINING.

Before you give

Should I give to this charity?

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This record may have an IRS status problem. Do not give until you verify it.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkThere may be a problem with its nonprofit status. Check before giving.

Money report from 2019The report may be old. Ask for a newer one.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders7 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

67.03%of revenue went to mission work100.0% of expenses · Program services
$67.03spent for every $100 of revenueRevenue covered expenses this year.
$2.44in assets for every $1 spent this yearSome assets cannot be spent right away.
87.7%of its money came from giftsOther money may come from services or investments.

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  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $19,905 for LORETTA BELL (EXECUTIVE DIRECTOR). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2019

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$156,272
Mission workProgram services$104,75367.03% of revenue100.0% of expenses
ManagementOffice and general costs0.00% of revenue0.0% of expenses
FundraisingAsking for donations0.00% of revenue0.0% of expenses
Revenue left after expensesReported annual surplus$51,51932.97% of revenueShown in gray on the chart
Total expenses$104,75367.03% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Money in and money out

Revenue$156,272
Expenses$104,753
Annual surplus $51,519 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$104,753 · 100.0% of expenses
See all reported dollar amounts
Revenue$156,272
Expenses$104,753
Assets$255,909
Contributions$137,000
Mission work (program services)$104,753
People

Leadership and board

Tax year 2019

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
LORETTA BELLEXECUTIVE DIRECTOR · 40 hrs/week $19,905
RAY KINGEXECUTIVE DIRECTOR · 40 hrs/week $19,904

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (7)

LORETTA BELLEXECUTIVE DIRECTOR

RAY KINGEXECUTIVE DIRECTOR

ELEANOR YELLOWROBEPRESIDENT

HARLAN MOUNTDIRECTOR

JENNIFER PEREZ COLEVICE PRESIDENT

KATHLEEN ADAMSSECRETARY

MARGEY BELLTREASURER

About this charity

Location
163 FOOD FARM AVENUE, HARLEM, MT 59526
County
Blaine
In care of
RAYMOND KING
Primary officer
RAYMOND KING, EXECUTIVE DIRECTOR

How to reach them

Filing and classification

Latest tax year
2019
Tax period began
October 1, 2019
Return type
990EZ
Tax preparer
ANDERSON ZURMUEHLEN & CO PC
Revocation date
February 15, 2024

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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