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CREDIT UNIONS CHARTERED IN COLORADO 20 WESTERRA CREDIT UNION

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Public IRS 990 nonprofit record

CREDIT UNIONS CHARTERED IN COLORADO 20 WESTERRA CREDIT UNION

EIN 84-0188017 · Arts, Culture & Humanities (A)

What they do

OUR PURPOSE is to CARE DEEPLY, EDUCATE ENDLESSLY, and to ENRICH LIFE for A FINANCIAL COMMUNITY of MEMBERS and to EMPOWER THE MEMBERS to ACHIEVE THEIR DREAMS.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders18 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$95.93spent for every $100 of revenueRevenue covered expenses this year.
$16.35in assets for every $1 spent this yearSome assets cannot be spent right away.

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  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $1,273,088 for STEVEN SCHMIDLE (CHIEF EXECUTIVE OFFICER). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$135,792,779
Expenses$130,262,494
Annual surplus $5,530,285 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$135,792,779
Expenses$130,262,494
Assets$2,129,888,986
Income$240,856,375
Accounting fees$415,470
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
STEVEN SCHMIDLECHIEF EXECUTIVE OFFICER · 40 hrs/week $1,273,088Base $1,055,797 · Other $217,291
BROOKE FLEMINGCHIEF LENDING OFFICER · 40 hrs/week $445,580Base $329,888 · Other $115,692
SAMUEL ROY-JACKSON STOOKEYCOMMERCIAL LOAN OFFICER · 40 hrs/week $335,843Base $327,942 · Other $7,901
KEVIN KENDALLRETAIL MORTGAGE LOAN OFFICER · 40 hrs/week $292,343Base $272,045 · Other $20,298
MICHELLE BURKEVP MORTGAGE LENDING · 40 hrs/week $286,726Base $232,953 · Other $53,773
DAVID NEFFCOMMERCIAL LOAN OFFICER · 40 hrs/week $275,205Base $261,567 · Other $13,638
GERALD ANNISSVP TECHNOLOGY · 40 hrs/week $271,429Base $230,100 · Other $41,329
BRIAN BERRIERVP FINANCE · 40 hrs/week $253,896Base $233,887 · Other $20,009
DANIEL J KUTCHCHIEF FINANCIAL OFFICER · 40 hrs/week $228,995Base $218,077 · Other $10,918
ELINOR FORDYCECHIEF PEOPLE OFFICER (THRU 07/05/24) · 40 hrs/week $188,192Base $157,423 · Other $30,769
MILTON STEVENSCHIEF DIGITAL OFFICER(THRU 01/24/24) · 40 hrs/week $71,391
ANDY RAICEVICHCHAIRMAN · 16 hrs/week $30,000

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (18)

STEVEN SCHMIDLECHIEF EXECUTIVE OFFICER

BROOKE FLEMINGCHIEF LENDING OFFICER

SAMUEL ROY-JACKSON STOOKEYCOMMERCIAL LOAN OFFICER

KEVIN KENDALLRETAIL MORTGAGE LOAN OFFICER

MICHELLE BURKEVP MORTGAGE LENDING

DAVID NEFFCOMMERCIAL LOAN OFFICER

GERALD ANNISSVP TECHNOLOGY

BRIAN BERRIERVP FINANCE

DANIEL J KUTCHCHIEF FINANCIAL OFFICER

ELINOR FORDYCECHIEF PEOPLE OFFICER (THRU 07/05/24)

MILTON STEVENSCHIEF DIGITAL OFFICER(THRU 01/24/24)

ANDY RAICEVICHCHAIRMAN

BARRY BEAL JRTREASURER

WILLIAM ABBEYSECRETARY

LAURA MORALESDIRECTOR

LARRY OTTELEVICE CHAIRMAN

JOHN THOMAS GAIETTODIRECTOR

JAMES KULLHEMDIRECTOR

About this charity

Recognized since
January 1968
Location
3700 E ALAMEDA AVE, DENVER, CO 80209-3100
County
Denver
In care of
DANIEL J KUTCH
Primary officer
DANIEL J KUTCH, CHIEF FINANCIAL OFFICER

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
MOSS ADAMS LLP
NTEE classification
Arts, Culture & Humanities (A)
IRS tax category
Arts, Culture & Humanities

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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