NEIGHBORWORKS CAPITAL CORPORATION Charity Report

Public IRS 990 nonprofit record

NEIGHBORWORKS CAPITAL CORPORATION

EIN 84-1542593 · Housing Support (L80)

What they do

SEE SCHEDULE ONEIGHBORWORKS CAPITAL DELIVERS THE FLEXIBLE CAPITAL NEEDED BY NEIGHBORWORKS AMERICA AFFILIATES to PROVIDE AFFORDABLE HOMES and STRENGTHEN COMMUNITIES.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $76.30 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders26 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

54.57%of revenue went to mission work76.3% of expenses · Program services

4.07%of revenue went to fundraising5.7% of expenses

$71.56spent for every $100 of revenueRevenue covered expenses this year.

12.92%of revenue went to management and office costs18.1% of expenses

$16.32in assets for every $1 spent this yearSome assets cannot be spent right away.

29.3%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $435,879 for JAMES M PEFFLEY (CHIEF EXECUTIVE OFFICER). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$11,443,230

Mission workProgram services$6,244,92354.57% of revenue76.3% of expenses

ManagementOffice and general costs$1,478,22512.92% of revenue18.1% of expenses

FundraisingAsking for donations$465,5244.07% of revenue5.7% of expenses

Revenue left after expensesReported annual surplus$3,254,55828.44% of revenueShown in gray on the chart

Total expenses$8,188,67271.56% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2025CurrentExpense mix: 76.3% mission · 18.1% management · 5.7% fundraisingTotal expenses: 71.56% of revenue

2024Expense mix: 78.0% mission · 15.8% management · 6.2% fundraisingTotal expenses: 61.19% of revenue

2023Expense mix: 83.3% mission · 10.9% management · 5.7% fundraisingTotal expenses: 53.54% of revenue

2022Expense mix: 81.6% mission · 11.6% management · 6.8% fundraisingTotal expenses: 56.35% of revenue

2021Expense mix: 84.0% mission · 10.0% management · 6.0% fundraisingTotal expenses: 46.36% of revenue

2020Expense mix: 92.2% mission · 5.5% management · 2.3% fundraisingTotal expenses: 97.90% of revenue

2019Expense mix: 87.8% mission · 8.6% management · 3.6% fundraisingTotal expenses: 63.35% of revenue

2018Expense mix: 86.0% mission · 10.0% management · 4.1% fundraisingTotal expenses: 59.72% of revenue

Money in and money out

Revenue$11,443,230

Expenses$8,188,672

Annual surplus $3,254,558 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$6,244,923 · 76.3% of expenses

Management and office costs$1,478,225 · 18.1% of expenses

Fundraising$465,524 · 5.7% of expenses

See all reported dollar amounts

Revenue$11,443,230

Expenses$8,188,672

Assets$133,617,545

Income$11,452,512

Contributions$3,350,099

Mission work (program services)$6,244,923

Fundraising$465,524

Grants given$105,000

Average grant$35,000

Management and general$1,478,225

Executive compensation (total)$429,577

Accounting fees$70,090

Investing fees$18,132

People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

JAMES M PEFFLEYCHIEF EXECUTIVE OFFICER · 38 hrs/week $435,879Base $381,006 · Other $54,873

MATTHIAS GLATTINGCHIEF FINANCIAL OFFICER · 38 hrs/week $323,872Base $305,540 · Other $18,332

NANCY WAGNER-HISLIPCHIEF OF CONSULTING · 38 hrs/week $282,316Base $248,833 · Other $33,483

ELIZABETH OLEARYCHIEF PORTFOLIO OFFICER · 38 hrs/week $274,202Base $258,681 · Other $15,521

LAURA E ALTOMARECHIEF GROWTH OFFICER · 38 hrs/week $249,184Base $213,790 · Other $35,394

LANIE WASSERMANDIRECTOR OF LENDING · 38 hrs/week $217,510Base $182,099 · Other $35,411

EBONY L PERKINSMANAGING DIRECTOR · 38 hrs/week $207,145Base $187,527 · Other $19,618

BRENT BOZMANCONTROLLER · 38 hrs/week $198,347Base $186,406 · Other $11,941

MICHAEL HAASSENIOR LOAN OFFICER · 38 hrs/week $188,803Base $162,323 · Other $26,480

JARROD BRENNETDIRECTOR OF PORTFOLIO MANAGEMENT · 38 hrs/week $186,854Base $169,165 · Other $17,689

STEPHEN J PEELORFORMER CHIEF LENDING OFFICER · 38 hrs/week $128,910Base $121,107 · Other $7,803

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (26)

JAMES M PEFFLEYCHIEF EXECUTIVE OFFICER

MATTHIAS GLATTINGCHIEF FINANCIAL OFFICER

NANCY WAGNER-HISLIPCHIEF OF CONSULTING

ELIZABETH OLEARYCHIEF PORTFOLIO OFFICER

LAURA E ALTOMARECHIEF GROWTH OFFICER

LANIE WASSERMANDIRECTOR OF LENDING

EBONY L PERKINSMANAGING DIRECTOR

BRENT BOZMANCONTROLLER

MICHAEL HAASSENIOR LOAN OFFICER

JARROD BRENNETDIRECTOR OF PORTFOLIO MANAGEMENT

STEPHEN J PEELORFORMER CHIEF LENDING OFFICER

MEGAN TEAREVICE CHAIR & SECRETARY

JEFF REEDDIRECTOR

ROSA RIOS VALDEZPRESIDENT (UNTIL 4/25)

LIZETH SERVINDIRECTOR

LEAH EVANSDIRECTOR

TATIANA BLANKDIRECTOR

LAURA MEADOWSDIRECTOR

ANDY MADEIRAOUTGOING (UNTIL 5/25)

GRACE CHIONUMADIRECTOR

FRED DODSON JRDIRECTOR

EMMANUEL KINARDDIRECTOR

EILEEN NEELYDIRECTOR

CHARLOTTE CROWTREASURER (FROM 5/25)

CAROLINE HORTONTREAS (UNTIL 4/25)/PRES (FROM 5/25)

BILL MCKINNEYDIRECTOR

About this charity

Recognized since: January 2001
Location: 8484 GEORGIA AVE STE 330, SILVER SPRING, MD 20910-5604
County: Montgomery
In care of: % JIM FERRIS
Primary officer: JAMES PEFFLEY, CHIEF EXECUTIVE OFFICER

How to reach them

WebsiteVisit the charity’s website EmailLoans@neighborworkscapital.org Phone(240) 821-1651

Filing and classification

Latest tax year: 2025
Tax period began: January 1, 2025
Return type: 990
Tax preparer: COHNREZNICK ADVISORY LLC
NTEE classification: Housing Support (L80)
IRS tax category: Housing Support
Grant-giving organization: Yes