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CHAVES COUNTY SCHOOL EMPLOYEES CREDIT UNION

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Public IRS 990 nonprofit record

CHAVES COUNTY SCHOOL EMPLOYEES CREDIT UNION

EIN 85-0133271 · Mutual & Membership Benefit (Y)

What they do

PROVIDES SAVINGS and LOAN PRODUCTS for MEMBERS AT COMPETETIVE RATES

Before you give

Should I give to this charity?

Easy charity check
Look at where the money went

Of every $100 spent, about $100.00 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders8 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

68.13%of revenue went to mission work100.0% of expenses · Program services
$48.09spent for every $100 of revenueRevenue covered expenses this year.
$45.93in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $73,475 for LAURA COX (MANAGER, TREASURER). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$912,730
Mission workProgram services$621,81968.13% of revenue100.0% of expenses
ManagementOffice and general costs0.00% of revenue0.0% of expenses
FundraisingAsking for donations0.00% of revenue0.0% of expenses
Revenue left after expensesReported annual surplus$290,91131.87% of revenueShown in gray on the chart
Total expenses$621,81968.13% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails
2019CurrentExpense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 68.13% of revenue
2018Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 74.30% of revenue
2017Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 85.90% of revenue
2016Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 86.88% of revenue

Money in and money out

Revenue$1,692,151
Expenses$813,684
Annual surplus $878,467 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$621,819 · 76.4% of expenses
See all reported dollar amounts
Revenue$1,692,151
Expenses$813,684
Assets$37,374,216
Income$1,692,151
Mission work (program services)$621,819
Accounting fees$14,856
People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
LAURA COXMANAGER, TREASURER · 40 hrs/week $73,475

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (8)

LAURA COXMANAGER, TREASURER

DAN JENNINGSCHAIRPERSON

DEB BEYHANBOARD

DEBBIE NORRISBOARD

HAROLD PLEASANTVICE CHAIR

JANYCE CALLAWAYBOARD

JULIE SEILERSECRETARY

SHELLEY MONTGOMERYBOARD

About this charity

Recognized since
January 1973
Location
1401 N LEA AVE, ROSWELL, NM 88201-5038
County
Chaves
In care of
% VALARIE THOMAS
Primary officer
LAURA COX, MANAGER

How to reach them

Filing and classification

Latest tax year
2025
Tax period began
January 1, 2025
Return type
990
Tax preparer
GREG R SCHMIDT CPA
NTEE classification
Mutual & Membership Benefit (Y)
IRS tax category
Mutual & Membership Benefit

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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