SMALL BUSINESS EMPOWERMENT FUND CDFI Charity Report

Public IRS 990 nonprofit record

SMALL BUSINESS EMPOWERMENT FUND CDFI

EIN 85-3225961 · Economic Development (S30)

What they do

A Community Development Financial Institution or Community Development Finance Institution - Abbreviated In Both Cases to CDFI - is A Financial Institution That Provides Credit and Financial Services to Underserved Markets and Populations, Primarily In The St. Louis City and County.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $99.90 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders11 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

60.02%of revenue went to mission work99.9% of expenses · Program services

$60.07spent for every $100 of revenueRevenue covered expenses this year.

0.05%of revenue went to management and office costs0.1% of expenses

$1.64in assets for every $1 spent this yearSome assets cannot be spent right away.

98.6%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$1,299,835

Mission workProgram services$780,20060.02% of revenue99.9% of expenses

ManagementOffice and general costs$5900.05% of revenue0.1% of expenses

FundraisingAsking for donations0.00% of revenue0.0% of expenses

Revenue left after expensesReported annual surplus$519,04539.93% of revenueShown in gray on the chart

Total expenses$780,79060.07% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2025CurrentExpense mix: 99.9% mission · 0.1% management · 0.0% fundraisingTotal expenses: 60.07% of revenue

2024Expense mix: 99.0% mission · 1.0% management · 0.0% fundraisingTotal expenses: 10.64% of revenue

2023Expense mix: 0.0% mission · 100.0% management · 0.0% fundraisingTotal expenses: 0.40% of revenue

2022Expense mix: 0.0% mission · 100.0% management · 0.0% fundraisingTotal expenses: 0.41% of revenue

Money in and money out

Revenue$1,299,835

Expenses$780,790

Annual surplus $519,045 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$780,200 · 99.9% of expenses

Management and office costs$590 · 0.1% of expenses

See all reported dollar amounts

Revenue$1,299,835

Expenses$780,790

Assets$1,279,103

Income$1,299,835

Contributions$1,282,000

Mission work (program services)$780,200

Grants given$1,080,200

Average grant$60,011

Management and general$590

People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

No compensation was reported for these leaders. The complete board and leadership roster is shown below.

Board and leadership roster (11)

ALAN RICHTERCHAIRMAN

CHERYL WALKERBOARD MEMBER

CRAIG HIGGINSBOARD MEMBER

DENISE PHILLIPSBOARD MEMBER

DR JOE FRANKBOARD MEMBER

JOHN HENDERSONBOARD MEMBER

KEVIN WILSONPROGRAM DIRECTOR

LORRAINE MCKINNEYBOARD MEMBER

MICHELLE STUCKEYTREASURER

MITCHELL WASHINGTONBOARD MEMBER

REGINALD SCOTTCO CHAIR

About this charity

Recognized since: January 2022
Location: 1808 SAGEZ CT, WILDWOOD, MO 63011-1787
County: St. Louis
In care of: % KEVIN WILSON
Primary officer: Kevin Wilson, Program Director

How to reach them

WebsiteVisit the charity’s website Phone(314) 241-1697

Filing and classification

Latest tax year: 2025
Tax period began: January 1, 2025
Return type: 990
NTEE classification: Economic Development (S30)
IRS tax category: Economic Development
Grant-giving organization: Yes