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ARIZONA CENTRAL CREDIT UNION

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Public IRS 990 nonprofit record

ARIZONA CENTRAL CREDIT UNION

EIN 86-0098350 · Arts, Culture & Humanities (A)

What they do

CREDIT UNION OPERATED WITHOUT PROFIT for MUTUAL PURPOSES to SERVE MEMBERS and COMMUNITY.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders15 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$103.55spent for every $100 of revenueSpending was higher than revenue this year.
$15.25in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $1,550,466 this year. Ask whether that was planned or caused by a one-time event.

Pay context: The highest compensation shown in this filing is $442,162 for GREGORY HARDEN (CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$43,632,320
Expenses$45,182,786
Annual shortfall $1,550,466 Expenses were higher than revenue for this filing year.
See all reported dollar amounts
Revenue$43,632,320
Expenses$45,182,786
Assets$688,870,714
Income$50,424,582
Stocks and bonds$34,609,425
Accounting fees$65,535
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
GREGORY HARDENCEO · 40 hrs/week $442,162Base $403,701 · Other $38,461
JANET MOODIESVP COO · 40 hrs/week $266,340Base $246,199 · Other $20,141
YVETTE CLAYVP CLO · 40 hrs/week $205,110Base $181,924 · Other $23,186
ANGELA SMITHVP CHIEF STRATEGIST · 40 hrs/week $191,316Base $171,598 · Other $19,718
PAUL BAUER IIIDIR. BUSINESS FINANCIAL SERVICES · 40 hrs/week $182,161Base $174,510 · Other $7,651
MARTIN JACOBSENAVP OF INFORMATION TECHNOLOGY · 40 hrs/week $177,700Base $150,430 · Other $27,270
LISA WILMOTDIRECTOR MORTGAGE LENDING · 40 hrs/week $173,853Base $153,747 · Other $20,106
MICHAEL NEILLVP CFO · 40 hrs/week $142,220Base $129,830 · Other $12,390
MARK DENKECHAIRPERSON · 20 hrs/week $14,400
SANDRA WATTSSECRETARY · 15 hrs/week $11,400
STEPHANIE MCQUILLANVICE CHAIRPERSON · 15 hrs/week $11,400
VERONICA PIOTROWSKITREASURER · 15 hrs/week $11,400

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (15)

GREGORY HARDENCEO

JANET MOODIESVP COO

YVETTE CLAYVP CLO

ANGELA SMITHVP CHIEF STRATEGIST

PAUL BAUER IIIDIR. BUSINESS FINANCIAL SERVICES

MARTIN JACOBSENAVP OF INFORMATION TECHNOLOGY

LISA WILMOTDIRECTOR MORTGAGE LENDING

MICHAEL NEILLVP CFO

MARK DENKECHAIRPERSON

SANDRA WATTSSECRETARY

STEPHANIE MCQUILLANVICE CHAIRPERSON

VERONICA PIOTROWSKITREASURER

BRIAN RACZYNSKIBOD MEMBER

KYLE HALLSTORMBOD MEMBER

NICOLETTE LEMMONBOD MEMBER

About this charity

Recognized since
January 1970
Location
2020 N CENTRAL AVE STE 300, PHOENIX, AZ 85004-4597
County
Maricopa
In care of
% TODD PEARSON PRES CEO
Primary officer
BRIAN LEE, CEO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
DOEREN MAYHEW
NTEE classification
Arts, Culture & Humanities (A)
IRS tax category
Arts, Culture & Humanities

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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