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BEDROCK CREDIT AMERICA INC

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Public IRS 990 nonprofit record

BEDROCK CREDIT AMERICA INC

EIN 88-1829727 · Financial Counseling (P51)

What they do

THERE is A GENERAL LACK of UNDERSTANDING AS to HOW THE CREDIT SYSTEM WORKS and WHAT CAN BE DONE to MAINTAIN PROPER CREDIT. BEDROCK CREDIT AMERICA (BCA) PLANS to CORRECT THIS PROBLEM THROUGH COMMUNITY OUTREACH and EDUCATION. THE ORGANIZATION HAS BEEN ESTABLISHED to FULFILL SEVERAL CHARITABLE PURPOSES WITHIN THE MEANING of SECTION 501(C) (3) of THE INTERNAL REVENUE CODE (THE CODE), INCLUDING: (1) PROVIDING RELIEF for THE POOR, DISTRESSED and THE UNDERPRIVILEGED; (2)SUPPORTING UNDERACKNOWLEDGED INDIVIDUALS ON MATTERS BOTH USEFUL to THE INDIVIDUALS and BENEFICIAL to THE COMMUNITY; (3) COMBATING COMMUNITY DETERIORATION; and (4) ELIMINATING PREJUDICE and DISCRIMINATION WITHIN THE COMMUNITY. BCA WILL SERVE THE UNDERPRIVILEGED WITHIN THE COMMUNITIES BY OFFERING FREE CREDIT EDUCATION and PRACTICAL APPLICATION BY CREATING CUSTOMIZED EDUCATION and ACTION PLANS for INDIVIDUALS. THIS WILL ALLOW SPECIFIC ISSUES to BE ADDRESSED IN AN EASY-TO-UNDERSTAND MANNER and CREATE HOPE for THOSE WHO ARE CURRENT

Before you give

Should I give to this charity?

Easy charity check
Look at where the money went

Of every $100 spent, about $100.00 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders6 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

106.78%of revenue went to mission work100.0% of expenses · Program services
$106.78spent for every $100 of revenueSpending was higher than revenue this year.
$0.02in assets for every $1 spent this yearSome assets cannot be spent right away.
1.3%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Worth asking: Expenses exceeded revenue by $10,054 this year. Ask whether that was planned or caused by a one-time event.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$148,320
Mission workProgram services$158,374106.78% of revenue100.0% of expenses
ManagementOffice and general costs0.00% of revenue0.0% of expenses
FundraisingAsking for donations0.00% of revenue0.0% of expenses
Total expenses$158,374106.78% of revenue

Expenses were greater than revenue, so the colored ring fills the available $100 and the total above 100% is shown below.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails
2025CurrentExpense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 106.78% of revenue
2024Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 106.96% of revenue
2023Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 103.41% of revenue
2022Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 96.84% of revenue

Money in and money out

Revenue$148,320
Expenses$158,374
Annual shortfall $10,054 Expenses were higher than revenue for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$158,374 · 100.0% of expenses
See all reported dollar amounts
Revenue$148,320
Expenses$158,374
Assets$3,692
Income$148,320
Contributions$2,000
Mission work (program services)$158,374
Accounting fees$1,279
People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

No compensation was reported for these leaders. The complete board and leadership roster is shown below.

Board and leadership roster (6)

CHRISTINE IRELANDDIRECTOR

GREG BENODIRECTOR

JASON PONIATOWSKIDIRECTOR

LINDA SUAREZDIRECTOR

MELISSA BARRETODIRECTOR

STEPHEN PREISIGEXEC DIRECTOR/CEO

About this charity

Recognized since
January 2022
Location
3 WICKHAMS FANCY, COLLINSVILLE, CT 06019-3220
County
Hartford
In care of
STEPHEN PREISIG
Primary officer
STEPHEN PREISIG, PRESIDENT

How to reach them

Filing and classification

Latest tax year
2025
Tax period began
January 1, 2025
Return type
990
Tax preparer
COSTELLO & ASSOCIATES
NTEE classification
Financial Counseling (P51)
IRS tax category
Financial Counseling

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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