CREDIT UNIONS IN THE STATE OF WASHINGTON Charity Report

Public IRS 990 nonprofit record

CREDIT UNIONS IN THE STATE OF WASHINGTON

EIN 91-0573334 · Arts, Culture & Humanities (A)

What they do

OUR MISSION is is to COLLABORATE WITH COMMUNITY to CREATE ACCESS to FINANCIAL OPPORTUNITIES. WE PROVIDE AFFORDABLE CREDIT UNION FINANCIAL SERVICES to LOW and MODERATE INCOME PEOPLE IN WASHINGTON STATE. THIS ENABLES PEOPLE IN WASHINGTON to BUILD ASSETS and ACHIEVE FINANCIAL STABILITY.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $0.00 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders12 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$99.95spent for every $100 of revenueRevenue covered expenses this year.

52.64%of revenue went to management and office costs52.7% of expenses

$7.93in assets for every $1 spent this yearSome assets cannot be spent right away.

37.9%of its money came from giftsOther money may come from services or investments.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $195,205 for HELEN GIBSON (PRESIDENT/CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$3,026,946

Mission workProgram services0.00% of revenue0.0% of expenses

ManagementOffice and general costs$1,593,27952.64% of revenue52.7% of expenses

FundraisingAsking for donations0.00% of revenue0.0% of expenses

Revenue left after expensesReported annual surplus$1,4050.05% of revenueShown in gray on the chart

Total expenses$3,025,54199.95% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Money in and money out

Revenue$3,026,946

Expenses$3,025,541

Annual surplus $1,405 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Management and office costs$1,593,279 · 52.7% of expenses

See all reported dollar amounts

Revenue$3,026,946

Expenses$3,025,541

Assets$23,989,381

Income$3,026,946

Contributions$1,147,275

Management and general$1,593,279

Accounting fees$77,217

Investing fees$5,247

People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

HELEN GIBSONPRESIDENT/CEO · 48 hrs/week $195,205Base $183,711 · Other $11,494

ELIZABETH ESCOBARCHIEF BUSINESS OFFICER · 45 hrs/week $114,363Base $103,595 · Other $10,768

KRISTI RYDMANCHIEF OPERATIONS OFFICER · 45 hrs/week $105,927Base $95,257 · Other $10,670

AARON WIGGINSCHIEF LENDING OFFICER · 45 hrs/week $23,863Base $23,093 · Other $770

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (12)

HELEN GIBSONPRESIDENT/CEO

ELIZABETH ESCOBARCHIEF BUSINESS OFFICER

KRISTI RYDMANCHIEF OPERATIONS OFFICER

AARON WIGGINSCHIEF LENDING OFFICER

AARON BRESKOVICE CHAIRMAN

ANGELA LOWESECRETARY

JILL VICENTEDIRECTOR

JOAN GERAGHTYDIRECTOR

MATTHEW DRAPERDIRECTOR

SARAH SLONSKYBOARD CHAIRMAN

VAUGHNETTA BARTONDIRECTOR

WALTER ACUNADIRECTOR

About this charity

Recognized since: January 1954
Location: PO BOX 94286, SEATTLE, WA 98124-6586
County: King
In care of: Helen Gibson
Primary officer: Helen Gibson, CEO

How to reach them

WebsiteVisit the charity’s website Phone(206) 622-1850

Filing and classification

Latest tax year: 2025
Tax period began: January 1, 2025
Return type: 990
NTEE classification: Arts, Culture & Humanities (A)
IRS tax category: Arts, Culture & Humanities