WORKERS COMPENSATION INSUR RATING BUREAU OF CALIFORNIA Charity Report

Public IRS 990 nonprofit record

WORKERS COMPENSATION INSUR RATING BUREAU OF CALIFORNIA

EIN 94-0358760 · Chambers of Commerce & Business Leagues (S41)

What they do

to PROMOTE THE PUBLIC WELFARE and COOPERATE WITH THE INSURANCE COMMISSIONER of THE STATE of CALIFORNIA IN DETERMINING ADVISORY PURE PREMIUM RATES for WORKERS COMPENSATION INSURANCE.

Before you give

Should I give to this charity?

Easy charity check

Look at where the money went

Of every $100 spent, about $100.00 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders27 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

113.96%of revenue went to mission work100.0% of expenses · Program services

$97.71spent for every $100 of revenueRevenue covered expenses this year.

$0.67in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

Who did you help? Ask for a recent story or report that shows real results.
What will my money do? Ask exactly what your gift will pay for.
Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $1,450,999 for WILLIAM JAMES MUDGE (PRESIDENT/CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

$100revenue

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$38,288,745

Mission workProgram services$43,633,289113.96% of revenue100.0% of expenses

ManagementOffice and general costs0.00% of revenue0.0% of expenses

FundraisingAsking for donations0.00% of revenue0.0% of expenses

Total expenses$43,633,290113.96% of revenue

Expenses were greater than revenue, so the colored ring fills the available $100 and the total above 100% is shown below.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails

2021CurrentExpense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 113.96% of revenue

2020Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 106.56% of revenue

2019Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 106.26% of revenue

2018Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 100.02% of revenue

2017Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 97.72% of revenue

2016Expense mix: 100.0% mission · 0.0% management · 0.0% fundraisingTotal expenses: 105.13% of revenue

Money in and money out

Revenue$44,111,480

Expenses$43,101,820

Annual surplus $1,009,660 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$43,633,289 · 101.2% of expenses

This source amount exceeds total expenses; compare the filing details carefully.

See all reported dollar amounts

Revenue$44,111,480

Expenses$43,101,820

Assets$28,761,830

Income$44,111,480

Mission work (program services)$43,633,289

Accounting fees$281,340

People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation

WILLIAM JAMES MUDGEPRESIDENT/CEO · 40 hrs/week $1,450,999Base $1,439,289 · Other $11,710

SEAN COOPEREXECUTIVE VICE PRESIDENT - TER · 40 hrs/week $558,204Base $528,594 · Other $29,610

ANDREA COLEMANEXECUTIVE VICE PRESIDENT/COO · 40 hrs/week $533,689Base $491,594 · Other $42,095

TONY MILANOVICE PRESIDENT/ ACTUARY · 40 hrs/week $445,400Base $409,928 · Other $35,472

ERIC S RILEYSENIOR VICE PRESIDENT/CIO · 40 hrs/week $400,239Base $358,955 · Other $41,284

KRISTEN MARSHSENIOR VICE PRESIDENT/CLO · 40 hrs/week $373,197Base $333,361 · Other $39,836

CHRISTOPHER WONGSR. DIR, IT INFRS OPS & SUPPOR · 40 hrs/week $336,144Base $292,590 · Other $43,554

LAURA CARSTENSENVICE PRESIDENT, ACTUARIAL RESE · 40 hrs/week $335,340Base $308,099 · Other $27,241

XIAOGE ZHANGVICE PRESIDENT, DATA ANALYTICS · 40 hrs/week $335,035Base $317,096 · Other $17,939

SANDRA PADILLAMANAGING DIRECTOR FINANCE · 40 hrs/week $286,423Base $254,138 · Other $32,285

YAMUNA DESIREDDIGARISR. DIRECTOR, IT APPLICATIONS · 40 hrs/week $285,523Base $244,990 · Other $40,533

RAJITHA LANKADIRECTOR, ENTERPRISE DATA MGMN · 40 hrs/week $270,730Base $230,583 · Other $40,147

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (27)

WILLIAM JAMES MUDGEPRESIDENT/CEO

SEAN COOPEREXECUTIVE VICE PRESIDENT - TER

ANDREA COLEMANEXECUTIVE VICE PRESIDENT/COO

TONY MILANOVICE PRESIDENT/ ACTUARY

ERIC S RILEYSENIOR VICE PRESIDENT/CIO

KRISTEN MARSHSENIOR VICE PRESIDENT/CLO

CHRISTOPHER WONGSR. DIR, IT INFRS OPS & SUPPOR

LAURA CARSTENSENVICE PRESIDENT, ACTUARIAL RESE

XIAOGE ZHANGVICE PRESIDENT, DATA ANALYTICS

SANDRA PADILLAMANAGING DIRECTOR FINANCE

YAMUNA DESIREDDIGARISR. DIRECTOR, IT APPLICATIONS

RAJITHA LANKADIRECTOR, ENTERPRISE DATA MGMN

MARY CHAPMAN CORNINGMANAGING COUNSEL

WENDY WAGGENERDIRECTOR/ENTERPRISE DATA STEWA

PAUL BRINKLEY-ROGERSSENIOR APPLICATIONS ARCHITECT

ALICIA SANDLINMANAGING DIRECTOR, CUST EXP

SHANE STEELERESEARCH ACTUARY

PAUL KIMMANAGING DIRECTOR, CTA & C

ANNA HERMANSON HARTWINGDIRECTOR, HUMAN RESOURCES

DESIGNEE OF HARTFORD ACC INDGOVERNING COMMITTEE MEMBER

DESIGNEE OF FEDERAL INS COMPANYGOVERNING COMMITTEE MEMBER

DESIGNEE OF ZENITH INS COGOVERNING COMMITTEE MEMBER

DESIGNEE OF EVEREST NATIONAL INSGOVERNING COMMITTEE MEMBER

DESIGNEE OF TRAVELERS PROPERTYGOVERNING COMMITTEE MEMBER

DESIGNEE OF STATE COMPENSATION INSGOVERNING COMMITTEE MEMBER

DESIGNEE OF PREFERRED EMPLOYERS INSGOVERNING COMMITTEE MEMBER

DESIGNEE OF PACIFIC COMP INS COGOVERNING COMMITTEE MEMBER

About this charity

Recognized since: January 1979
Location: 1 MONTGOMERY ST STE 400, SAN FRANCISCO, CA 94104-4533
County: City and County of San Francisco
In care of: SANDRA PADILLA
Primary officer: SANDRA PADILLA, MANAGING DIRECTOR

How to reach them

WebsiteVisit the charity’s website Phone(415) 777-0777

Filing and classification

Latest tax year: 2024
Tax period began: January 1, 2024
Return type: 990
Tax preparer: WITHUMSMITHBROWNPC
NTEE classification: Chambers of Commerce & Business Leagues (S41)
IRS tax category: Chambers of Commerce & Business Leagues