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PATELCO CREDIT UNION

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Public IRS 990 nonprofit record

PATELCO CREDIT UNION

EIN 94-0755684 · Mutual & Membership Benefit (Y)

What they do

to BUILD OUR MEMBERS FINANCIAL HEALTH and WELLBEING.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders25 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$98.82spent for every $100 of revenueRevenue covered expenses this year.
$18.06in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $1,877,977 for ERIN MENDEZ (PRESIDENT/CEO/DIRECTOR). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$527,538,511
Expenses$521,333,437
Annual surplus $6,205,074 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$527,538,511
Expenses$521,333,437
Assets$9,414,390,000
Income$527,608,522
Grants given$1,416,836
Average grant$21,797
Stocks and bonds$1,451,108,841
Accounting fees$639,075
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
ERIN MENDEZPRESIDENT/CEO/DIRECTOR · 40 hrs/week $1,877,977Base $1,570,994 · Other $306,983
EMMANUEL PABLOFINANICAL ADVISOR III · 40 hrs/week $1,573,737Base $1,518,446 · Other $55,291
YEN PHAMEXTERNAL HOME LOAN CONSULTANT · 40 hrs/week $1,040,321Base $1,004,618 · Other $35,703
MELISSA MORGANCHIEF RETAIL OFFICER · 40 hrs/week $967,269Base $587,891 · Other $379,378
MITSUHO WADACHIEF LENDING OFFICER · 40 hrs/week $952,158Base $610,765 · Other $341,393
SUSAN MAKRISCHIEF PEOPLE OFFICER · 40 hrs/week $921,974Base $533,536 · Other $388,438
ROLLAND JURGENSCHIEF FINANCIAL OFFICER · 40 hrs/week $679,485Base $624,194 · Other $55,291
KALYAN MAJMUNDARCHIEF TECHNOLOGY OFFICER · 40 hrs/week $627,215Base $576,334 · Other $50,881
ANGELA JEFFERSSVP, GENERAL COUNSEL · 40 hrs/week $609,457Base $573,289 · Other $36,168
DAVID FONGSVP, INTERNAL AUDIT (ENDED 12/2024) · 40 hrs/week $584,098Base $532,232 · Other $51,866
MANINDER JOHALEXTERNAL HOME LOAN CONSULTANT · 40 hrs/week $557,842Base $531,312 · Other $26,530
AJU ASARSVP, STRATEGY AND PLANNING · 40 hrs/week $496,660Base $448,050 · Other $48,610

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (25)

ERIN MENDEZPRESIDENT/CEO/DIRECTOR

EMMANUEL PABLOFINANICAL ADVISOR III

YEN PHAMEXTERNAL HOME LOAN CONSULTANT

MELISSA MORGANCHIEF RETAIL OFFICER

MITSUHO WADACHIEF LENDING OFFICER

SUSAN MAKRISCHIEF PEOPLE OFFICER

ROLLAND JURGENSCHIEF FINANCIAL OFFICER

KALYAN MAJMUNDARCHIEF TECHNOLOGY OFFICER

ANGELA JEFFERSSVP, GENERAL COUNSEL

DAVID FONGSVP, INTERNAL AUDIT (ENDED 12/2024)

MANINDER JOHALEXTERNAL HOME LOAN CONSULTANT

AJU ASARSVP, STRATEGY AND PLANNING

AMEET SETHSVP, DELIVERY

ARMAND ABHARISVP, OPERATIONS

COLLEEN CABEYDIRECTOR

VICKIE RATHTREASURER/DIRECTOR

TRACEY SCOTTSECRETARY/DIRECTOR

ROBERT MCCORMISHDIRECTOR

RACE CHENDIRECTOR (ENDED 5/1/24)

PETER HANELTDIRECTOR

DEBBIE CHAW2ND VICE CHAIR/DIRECTOR

MANUEL ARENSDIRECTOR (AS OF 5/1/24)

JESSE RIVERACHAIRPERSON/DIRECTOR

JEFFREY PARKSDIRECTOR

GARICK ZILLGITT1ST VICE CHAIR/DIRECTOR

About this charity

Recognized since
January 1961
Location
3 PARK PLACE, DUBLIN, CA 94568
County
Alameda
In care of
MICHAEL MATHENY
Primary officer
MICHAEL MATHENY, CONTROLLER

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
WOLF & COMPANY PC
NTEE classification
Mutual & Membership Benefit (Y)
IRS tax category
Mutual & Membership Benefit
Grant-giving organization
Yes

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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