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1ST NORTHERN CALIFORNIA CREDIT UNION

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Public IRS 990 nonprofit record

1ST NORTHERN CALIFORNIA CREDIT UNION

EIN 94-1175509 · Credit Unions (W61)

What they do

THIS CREDIT UNION is A COOPERATIVE, ORGANIZED for THE PURPOSES of PROMOTING THRIFT and SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE of CREDIT for THEM AT RATES of INTEREST SET BY THE BOARD of DIRECTORS and PROVIDING AN OPPORTUNITY for THEM to USE and CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER to IMPROVE THEIR ECONOMIC and SOCIAL CONDITIONS. AS A COOPERATIVE, THIS CREDIT UNION CONDUCTS ITS BUSINESS for THE MUTUAL BENEFIT and GENERAL WELFARE of ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, or SERVICES of THIS CREDIT UNION BEING DISTRIBUTED to ITS MEMBERS AS PATRONS.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders16 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$84.71spent for every $100 of revenueRevenue covered expenses this year.
$31.01in assets for every $1 spent this yearSome assets cannot be spent right away.

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  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $531,991 for DAVID GREEN (PRESIDENT/CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$30,748,447
Expenses$26,046,852
Annual surplus $4,701,595 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$30,748,447
Expenses$26,046,852
Assets$807,692,304
Income$30,748,447
Stocks and bonds$103,066,273
Accounting fees$372,322
People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
DAVID GREENPRESIDENT/CEO · 40 hrs/week $531,991Base $512,521 · Other $19,470
DIANA MALICOATSR. VICE PRESIDENT/COO · 40 hrs/week $301,169Base $271,240 · Other $29,929
TASHA KOSTICKSR. VICE PRESIDENT/CFO · 40 hrs/week $293,703Base $271,327 · Other $22,376
LISA HOMESSR. VICE PRESIDENT/CLO · 40 hrs/week $260,609Base $237,696 · Other $22,913
BRUCE MURAOKAVP OF IT · 40 hrs/week $211,750Base $193,744 · Other $18,006
GREGG HOFFMANSR. VICE PRESIDENT/CMO · 40 hrs/week $209,572Base $206,474 · Other $3,098
CHRIS PEREZVP OF MORTGAGE LENDING · 40 hrs/week $193,862Base $168,850 · Other $25,012
KRISTINA BRYANVP OF OPERATIONS · 40 hrs/week $181,972Base $163,183 · Other $18,789
ROBERT FRYMANVP OF COMPLIANCE · 40 hrs/week $166,878Base $155,143 · Other $11,735
REGINALD CAMPBELLVP/BRANCH MANAGER · 40 hrs/week $161,065Base $138,283 · Other $22,782
CHRISTINA MORGANVP/BRANCH MANAGER · 40 hrs/week $139,764Base $126,809 · Other $12,955

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (16)

DAVID GREENPRESIDENT/CEO

DIANA MALICOATSR. VICE PRESIDENT/COO

TASHA KOSTICKSR. VICE PRESIDENT/CFO

LISA HOMESSR. VICE PRESIDENT/CLO

BRUCE MURAOKAVP OF IT

GREGG HOFFMANSR. VICE PRESIDENT/CMO

CHRIS PEREZVP OF MORTGAGE LENDING

KRISTINA BRYANVP OF OPERATIONS

ROBERT FRYMANVP OF COMPLIANCE

REGINALD CAMPBELLVP/BRANCH MANAGER

CHRISTINA MORGANVP/BRANCH MANAGER

CHRISTINA DUNNSECRETARY

JULIE ENEA1ST VICE CHAIRMAN

MARY ANN MASON2ND VICE CHAIRMAN

ROBERT CAMPBELLTREASURER

STEPHEN YBARRACHAIRMAN

About this charity

Recognized since
January 2018
Location
1111 PINE ST, MARTINEZ, CA 94553-1702
County
Contra Costa
In care of
DAVID M GREEN
Primary officer
DAVID M GREEN, PRESIDENT/CEO

How to reach them

Filing and classification

Latest tax year
2025
Tax period began
January 1, 2025
Return type
990
Tax preparer
CLIFTONLARSONALLEN LLP
NTEE classification
Credit Unions (W61)
IRS tax category
Credit Unions

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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