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SANTA CRUZ COMMUNITY CREDIT UNION

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Public IRS 990 nonprofit record

SANTA CRUZ COMMUNITY CREDIT UNION

EIN 94-2407726 · Mutual & Membership Benefit (Y)

What they do

A COOPERATIVE, ORGANIZED for THE PURPOSE of PROMOTING THRIFT and SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE of CREDIT for THEM AT RATES of INTEREST SET BY THE BOARD of DIRECTORS, and PROVIDING AN OPPORTUNITY for THEM to USE and CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER to IMPROVE THEIR ECONOMIC and SOCIAL CONDITIONS. AS A COOPERATIVE, SANTA CRUZ COMMUNITY CREDIT UNION CONDUCTS ITS BUSINESS for THE MUTUAL BENEFIT and GENERAL WELFARE of ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, or SERVICES of THE CREDIT UNION BEING DISTRIBUTED to ITS MEMBERS AS PATRONS. SANTA CRUZ COMMUNITY CREDIT UNION SERVES THE COMMUNITY AS A CERTIFIED CDFI and LOW INCOME CREDIT UNION, ENSURING THAT THROUGH ECONOMIC JUSTICE MEASURES, ALL PEOPLE RECEIVE ASSISTANCE to IMPROVE THEIR LIVES.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders21 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$93.95spent for every $100 of revenueRevenue covered expenses this year.
$13.08in assets for every $1 spent this yearSome assets cannot be spent right away.

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  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $525,554 for ELIZABETH CARR (CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$15,151,619
Expenses$14,234,197
Annual surplus $917,422 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$15,151,619
Expenses$14,234,197
Assets$186,167,119
Income$15,151,619
Grants given$268,442
Average grant$9,942
Stocks and bonds$4,924,372
Accounting fees$124,763
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
ELIZABETH CARRCEO · 40 hrs/week $525,554Base $313,542 · Other $212,012
PAUL BARENFUSCLO · 40 hrs/week $224,925Base $195,377 · Other $29,548
KATIE FAIRBAIRNCAO · 40 hrs/week $210,510Base $202,780 · Other $7,730
JOSEPH L COFFMANCTO · 40 hrs/week $192,073Base $177,488 · Other $14,585
JESUS BERUMENDIR OF CONSUMER REAL ESTATE · 40 hrs/week $179,571Base $140,923 · Other $38,648
EDWARD CROSS JRCIO · 40 hrs/week $161,988
LAURA OWENDIR OF COMM. OUTREACH LEARN · 40 hrs/week $133,632Base $119,630 · Other $14,002
CHARLOTTE EGGLESTONDIR OF E SERVICES · 40 hrs/week $129,888Base $110,862 · Other $19,026
SYLVIA O SANCHEZCFO · 40 hrs/week $119,799Base $107,276 · Other $12,523
CYNTHIA LOPEZBSA / COMPLIANCE MANAGER · 40 hrs/week $113,717Base $102,022 · Other $11,695

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (21)

ELIZABETH CARRCEO

PAUL BARENFUSCLO

KATIE FAIRBAIRNCAO

JOSEPH L COFFMANCTO

JESUS BERUMENDIR OF CONSUMER REAL ESTATE

EDWARD CROSS JRCIO

LAURA OWENDIR OF COMM. OUTREACH LEARN

CHARLOTTE EGGLESTONDIR OF E SERVICES

SYLVIA O SANCHEZCFO

CYNTHIA LOPEZBSA / COMPLIANCE MANAGER

JESSICA LENTHBOARD MEMBER

ELAINE JOHNSONBOARD MEMBER

CHUCK HAHNSUPV CMTE MEMBER

LINDA BROWNSUPV CMTE CHAIR

MATT FARRELLCHAIRMAN

NED VAN VALKENBURGHBOARD MEMBER

AMI EBRIGHTBOARD MEMBER

PAZ PADILLABOARD SECRETARY

SUZANNE MACLEANSUPV CMTE MEMBER

SYLVIA REYESBOARD MEMBER

TAMMY PELSTRINGBOARD TREASURER

About this charity

Recognized since
January 1961
Location
2605 S MILLER ST STE 107, SANTA MARIA, CA 93455-1774
County
Santa Cruz
In care of
% 2605 S MILLER STREET SUITE 107
Primary officer
ELIZABETH CARR, CEO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
TURNER WARREN HWANG & CONRAD ACCTCY
NTEE classification
Mutual & Membership Benefit (Y)
IRS tax category
Mutual & Membership Benefit
Grant-giving organization
Yes

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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