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SAN DIEGO COUNTY CREDIT UNION

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Public IRS 990 nonprofit record

SAN DIEGO COUNTY CREDIT UNION

EIN 95-1184903 · Mutual & Membership Benefit (Y)

What they do

STATE-CHARTERED CREDIT UNION PROVIDING FINANCIAL SERVICES to MEMBERS

Before you give

Should I give to this charity?

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We do not have enough spending detail

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Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders28 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$84.45spent for every $100 of revenueRevenue covered expenses this year.
$25.66in assets for every $1 spent this yearSome assets cannot be spent right away.

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  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $18,921,604 for TERESA CAMPBELL (CEO & PRESIDENT). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$423,032,905
Expenses$357,260,786
Annual surplus $65,772,119 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$423,032,905
Expenses$357,260,786
Assets$9,165,817,993
Income$423,288,083
Accounting fees$1,873,714
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
TERESA CAMPBELLCEO & PRESIDENT · 60 hrs/week $18,921,604Base $18,843,588 · Other $78,016
NATHAN SCHMIDTEVP, CHIEF EXPERIENCE OFFI · 60 hrs/week $1,630,003Base $1,593,151 · Other $36,852
DAVID PERKINSEVP, INFORMATION TECHNOLOG · 60 hrs/week $936,979Base $889,510 · Other $47,469
MICHAEL BRADSHAWEVP, REAL ESTATE LENDING · 60 hrs/week $851,774Base $799,149 · Other $52,625
AARON SATOCFO & EXECUTIVE VICE PRESI · 60 hrs/week $780,557Base $739,689 · Other $40,868
CAROLYN KISSICKEVP, ERM & CHIEF RISK OFFI · 60 hrs/week $753,224Base $716,840 · Other $36,384
RYAN LITTLEEVP, CONSUMER LENDING · 60 hrs/week $732,134Base $687,357 · Other $44,777
CINDY LEEVP, RETAIL · 60 hrs/week $668,702Base $649,627 · Other $19,075
SHEENA PEOPLESEVP, OPERATIONS & CHIEF SA · 60 hrs/week $627,592Base $599,729 · Other $27,863
LAUREN LAPPINGAEVP, HUMAN RESOURCES · 60 hrs/week $615,275Base $573,955 · Other $41,320
SCOTT CARROLLCHIEF TECHNOLOGY OFFICER · 40 hrs/week $465,149Base $423,386 · Other $41,763
BRADLEY BATESSVP, INTERNAL AUDIT · 40 hrs/week $433,689Base $397,680 · Other $36,009

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (28)

TERESA CAMPBELLCEO & PRESIDENT

NATHAN SCHMIDTEVP, CHIEF EXPERIENCE OFFI

DAVID PERKINSEVP, INFORMATION TECHNOLOG

MICHAEL BRADSHAWEVP, REAL ESTATE LENDING

AARON SATOCFO & EXECUTIVE VICE PRESI

CAROLYN KISSICKEVP, ERM & CHIEF RISK OFFI

RYAN LITTLEEVP, CONSUMER LENDING

CINDY LEEVP, RETAIL

SHEENA PEOPLESEVP, OPERATIONS & CHIEF SA

LAUREN LAPPINGAEVP, HUMAN RESOURCES

SCOTT CARROLLCHIEF TECHNOLOGY OFFICER

BRADLEY BATESSVP, INTERNAL AUDIT

DEJAN TASICHFINANCIAL ADVISOR

DONALD JARRETTSVP, REAL ESTATE

WILLIAM BURKE ALLREDFINANCIAL ADVISOR

ASHLEE SCOTTFORMER EVP, CHIEF FINANCIAL OFFICER (05/13/2022)

MICHELLE PAGNIFORMER EVP, RETAIL

STEVE REUELDIRECTOR

CHRISTOPHER HARTDIRECTOR

KEN VAN RIPERDIRECTOR

SHIRLEY JACKSONDIRECTOR

HEATHER BENJAMINDIRECTOR

RICHARD COLLINSDIRECTOR

ALFIE GONZAGADIRECTOR

LAURIE LEVENSONDIRECTOR

PATRICIA HONEYCUTTDIRECTOR

VANESSA YBARRA DAVISDIRECTOR

ILAN AWERBUCHDIRECTOR

About this charity

Recognized since
January 1961
Location
6545 SEQUENCE DR, SAN DIEGO, CA 92121-4363
County
San Diego
In care of
AARON SATO
Primary officer
AARON SATO, TERESA CAMPBELL

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
CLIFTONLARSONALLEN LLP
NTEE classification
Mutual & Membership Benefit (Y)
IRS tax category
Mutual & Membership Benefit

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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