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CREDIT UNIONS IN THE STATE OF CALIFORNIA PACIFIC COMMUNITY CREDIT UNION

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Tax-exempt status may be revoked

CREDIT UNIONS IN THE STATE OF CALIFORNIA PACIFIC COMMUNITY CREDIT UNION

EIN 95-1878302

What they do

PACIFIC COMMUNITY OPERATIONS ARE RELATED to DEPOSITS and LOANS to EMPLOYEES and FORMER EMPLOYEES of BECKMAN, AEROJET, SMITHKLINE, ALLERGAN, GTE and GTEL WHO LIVE or WORK IN CITIES IN CALIFORNIA, WHO ATTEND SCHOOL, or WORSHIP IN THE OC AS WELL AS ANY and ALL BUSINESSES, ORGANIZATIONS, ASSOC., or OTHER ENTITIES IN SUCH COUNTY, PERSONS WHO RESIDE, or ARE EMPLOYED IN CITIES LOCATED IN EASTERN LA and OTHER MEMBERS DEFINED IN BYLAWS.

Before you give

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Easy charity check
Stop and check first

This record may have an IRS status problem. Do not give until you verify it.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkThere may be a problem with its nonprofit status. Check before giving.

Money report from 2017The report may be old. Ask for a newer one.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders18 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

88.42%of revenue went to mission work100.0% of expenses · Program services
$97.45spent for every $100 of revenueRevenue covered expenses this year.

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  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $471,948 for KEVIN PENDERGRAFT (PRESIDENT/CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2017

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$8,621,474
Mission workProgram services$7,623,36788.42% of revenue100.0% of expenses
ManagementOffice and general costs0.00% of revenue0.0% of expenses
FundraisingAsking for donations0.00% of revenue0.0% of expenses
Revenue left after expensesReported annual surplus$998,10711.58% of revenueShown in gray on the chart
Total expenses$7,623,36788.42% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Money in and money out

Revenue$7,227,977
Expenses$7,043,704
Annual surplus $184,273 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$7,623,367 · 108.2% of expenses
This source amount exceeds total expenses; compare the filing details carefully.
See all reported dollar amounts
Revenue$7,227,977
Expenses$7,043,704
Mission work (program services)$7,623,367
Grants given$5,000
Average grant$5,000
Stocks and bonds$33,604,338
Accounting fees$162,199
People

Leadership and board

Tax year 2017

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
KEVIN PENDERGRAFTPRESIDENT/CEO · 40 hrs/week $471,948Base $458,040 · Other $13,908
JEANNETTE BARTUSCHIEF OPERATIONS OFFICER · 40 hrs/week $201,270Base $190,176 · Other $11,094
TIMOTHY MCADAMVP OF SALES & MARKETING · 40 hrs/week $181,195Base $175,389 · Other $5,806
GUILLERMA RONQUILLOCONTROLLER · 40 hrs/week $171,048Base $152,996 · Other $18,052
JAMES DAVISVP OF INFORMATION TECHNOLOGY · 40 hrs/week $157,941Base $151,580 · Other $6,361
THERESA STUBBSVP OF OPERATIONS · 40 hrs/week $150,732Base $133,486 · Other $17,246
YVONNE RUIZRE ACCOUNT MANAGER · 40 hrs/week $124,687Base $115,872 · Other $8,815

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (18)

KEVIN PENDERGRAFTPRESIDENT/CEO

JEANNETTE BARTUSCHIEF OPERATIONS OFFICER

TIMOTHY MCADAMVP OF SALES & MARKETING

GUILLERMA RONQUILLOCONTROLLER

JAMES DAVISVP OF INFORMATION TECHNOLOGY

THERESA STUBBSVP OF OPERATIONS

YVONNE RUIZRE ACCOUNT MANAGER

DONA MOSELEYCHAIRMAN

DON JACKBOARD MEMBER

DANI-SUE DITTMARSUPV CMTE. CHAIRMAN

JOHN SMITHVICE CHAIRMAN

KATHY CRUMBOARD MEMBER

CAROLE BARTHOLOMEWBOARD MEMBER

SHIRLEY THIELESECRETARY

SUSAN BOURNSUPV CMTE. MEMBER

BERT REITZBOARD MEMBER

ALETA REESERBOARD MEMBER

ALAN B FISHERSUPV CMTE. MEMBER

About this charity

Location
401 E IMPERIAL HIGHWAY, FULLERTON, CA 92835
County
Orange
In care of
KEVIN PENDERGRAFT
Primary officer
KEVIN PENDERGRAFT, PRESIDENT/CEO

How to reach them

Filing and classification

Latest tax year
2017
Tax period began
January 1, 2017
Return type
990
Tax preparer
TURNER WARREN HWANG & CONRAD ACCTCY
Grant-giving organization
Yes
Revocation date
May 15, 2020

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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