INDEPENDENT ORDER OF FORESTERS
EIN 98-0000680 · Student Sororities & Fraternities (B83)
What they do
Foresters is A Fraternal Benefit Society That Provides Financial Services Products and Unique Benefits to Its Members and Their Families. Through Its Member-governed Branch Network, Foresters Members Are Provided Opportunities to Organize and Participate In Local Volunteer Activities and Family-focused Events. Within This Model of Community Service, Foresters Lives Its Purpose of Enhancing The Well-being of Its Members, Their Families and Their Local Communities.
Should I give to this charity?
Of every $100 spent, about $100.00 was reported for mission work. Use the spending picture below and ask what results that work produced.
Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.
Basic facts we verified
IRS warning checkNo IRS revocation warning appears in this data.
Money report from 2024The charity has a recent tax report to read.
They explain their jobThe charity tells us what it is trying to do.
They name their leaders50 people are listed in the latest report.
You can reach themThey list contact information, so you can ask questions.
Money made simple
Ask these three easy questions
- Who did you help? Ask for a recent story or report that shows real results.
- What will my money do? Ask exactly what your gift will pay for.
- Is this really the charity? Give only through its official website or confirmed phone number.
Pay context: The highest compensation shown in this filing is $1,029,578 for MATTHEW BERMAN (PRESIDENT AND CHIEF EXECUTIVE OFFICER). Compare pay with organizations of similar size and complexity.
Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.
Financial picture
A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.
How each $100 of revenue was used
The large number compares each expense with revenue. The smaller number shows its share of total expenses.
Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.
Has the pattern changed?
Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.
Money in and money out
Reported spending amounts
Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.
See all reported dollar amounts
Leadership and board
Names, titles, time, and compensation below are reported by the organization on its Form 990.
People reported as paid
Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.
See everyone listed on the board or leadership roster (50)
MATTHEW BERMANPRESIDENT AND CHIEF EXECUTIVE OFFICER
RENE ZANINCHIEF LEGAL, ADMINISTRATIVE & MEMBERSHIP OFFICER
ALVIN SHARMAGLOBAL CHIEF FINANCIAL OFFICER
MEHUL KAPADIAGLOBAL CHIEF INFORMATION AND OPERATIONS OFFICER
MARK RUSHCHIEF DISTRIBUTION OFFICER, US SALES
CLARK WAGNERCHIEF INVESTMENT OFFICER
TRUDY ENGELVICE PRESIDENT AND APPOINTED ACTUARY
PARKER BROWNGENERAL COUNSEL & VICE PRESIDENT, DATA GOVERNANCE
PATRICIA COLAVITASVP AND CHIEF INTERNAL AUDITOR
SUJEETHER KUMARESWARANVICE PRESIDENT, CAPITAL, BUSINESS PLANNING AND STR
CAROLINE RENDALLCHIEF RISK OFFICER
DANIEL FORTINDIRECTOR
CINDY WANGINTERIM EXECUTIVE HEAD, CAN OP
KELLY STEINMETZAVP, US SALES
MEGHAN SEYBOLDVP, PEOPLE & CULTURE
CHARLES MORRISONAVP, US SALES
BRUCE BURAKAVP, US SALES
DOUGLAS PARROTTASSISTANT VICE PRESIDENT, CHIEF UNDERWRITER-NORTH
JULIA FANTILLIVP, US CUSTOMER SERVICE AND NEW BUSINESS
BALINA BAWAVICE PRESIDENT, GLOBAL TAX COMPLIANCE AND PLANNING
DAVID SULLIVANAVP, CLAIMS, COMPENSATION AND CONTRACTING
TERENCE CHANVICE PRESIDENT, FINANCE
IAN COLLINSCHIEF COMPLIANCE & PRIVACY OFFICER AND ASSOCIATE G
JEREMY WINGVICE PRESIDENT, PRICING AND ADVANCED ANALYTICS
JS LEDOUXASSISTANT VICE PRESIDENT, PRODUCT MANAGEMENT
RICHARD HENNICKDIRECTOR
NAGESH CHAWLAVICE PRESIDENT, ENTERPRISE TECHNOLOGY AND CYBERSEC
GERRY SALVATOREASSISTANT VICE PRESIDENT, SALES OPERATIONS & BUSIN
LINDA WATTERSDIRECTOR
WENDY MAOASSISTANT VICE PRESIDENT, US REPORTING
VIVIAN YIPASSISTANT VICE PRESIDENT, FINANCIAL RISK MANAGEMEN
KELLY SHUMAVP, FINANCIAL MANAGEMENT OPERATIONS
KRIS SARKISSIANAVP, IT OPERATIONS
NADINE KUHLKAMPVP, MARKETING & COMMUNICATIONS
ZOL MELLARYAVP, PROJECT MANAGEMENT OFFICE
NOEL MAKVICE PRESIDENT
AZIZ RGUIGUEVICE PRESIDENT
TERRY CHANAVP, BUSINESS PLANNING AND ALM
VALERIE HOWESCHIEF AML OFFICER, SPECIAL INVESTIGATIONS & CONSUM
KATHERINE BARDSWICKDIRECTOR
SONIA BAXENDALEDIRECTOR
JANICE MADONDIRECTOR
GINO SCAPILLATIDIRECTOR
MICHAEL EDGEDIRECTOR
CINDY WORLEYDIRECTOR
WENDY WATSONDIRECTOR
MICHAEL STRAMAGLIADIRECTOR
MICHAEL LOMBARDIDIRECTOR
SHELLY HERMANDIRECTOR
ROBERT WIGHTDIRECTOR
About this charity
- Recognized since
- January 1966
- Location
- M3C 1T9 TORONTO ONTARIO, CANADA, CA
- County
- Sonoma
- In care of
- % 789 DON MILLS RD
- Primary officer
- Balina Bawa, VP, Global Tax Compliance&Planning
How to reach them
Filing and classification
- Latest tax year
- 2024
- Tax period began
- January 1, 2024
- Return type
- 990
- NTEE classification
- Student Sororities & Fraternities (B83)
- IRS tax category
- Student Sororities & Fraternities
- Grant-giving organization
- Yes